Everything is paid...now what?

redux

It isn't clearly fraud.

It might be that a firm lost touch with a debtor who moved, then took a wild guess that the similar name they found might be the same person.

Quite a lot of years ago I was rung up by a firm over 200 miles away, who asked me about a bounced cheque with a firm I'd never heard of. When I asked how they got my details, and what was my first name, they started back pedalling and said data protection prevented them telling me the full name of the person they were after, but they said they got my name and phone number in the ordinary telephone directory. This was untrue, as my father's name was in there, with different initials, but not mine, so trying our number and asking for someone by only first initial was a guess. After the call my father had never heard of the firm with the bounced cheque either. No more calls, and never any letters.

Nasqueron

redux wrote: »

It isn't clearly fraud.

It might be that a firm lost touch with a debtor who moved, then took a wild guess that the similar name they found might be the same person.

Quite a lot of years ago I was rung up by a firm over 200 miles away, who asked me about a bounced cheque with a firm I'd never heard of. When I asked how they got my details, and what was my first name, they started back pedalling and said data protection prevented them telling me the full name of the person they were after, but they said they got my name and phone number in the ordinary telephone directory. This was untrue, as my father's name was in there, with different initials, but not mine, so trying our number and asking for someone by only first initial was a guess. After the call my father had never heard of the firm with the bounced cheque either. No more calls, and never any letters.

Debt agency need to find someone with a different surname and OP's middle name and assign the debt to the OP and expect them to pay and get a CCJ - that's fraud every day of the week. Just scum debt agencies ruining people's lives instead of bothering to do the graft - OP even seems to be willing to reward them by paying a debt that isn't theirs