Setting up a joint account help - Credits Scores

8Sefton

Hi all,

I want to set up a joint account with my partner but she has a worse credit rating score to me. I've been warned not to do it at all because when you do it your credit scores become linked.

However she has been slowly improving it and it is now 377 and mine is 944.

Can I find out how setting up a joint account would affect my score? To see if it is worth taking the hit to do it?

Or should I avoid at all costs???

Any advice welcome!

DCFC79

8Sefton wrote: »

Hi all,

I want to set up a joint account with my partner but she has a worse credit rating score to me. I've been warned not to do it at all because when you do it your credit scores become linked.

However she has been slowly improving it and it is now 377 and mine is 944.

Can I find out how setting up a joint account would affect my score? To see if it is worth taking the hit to do it?

Or should I avoid at all costs???

Any advice welcome!

No 1 but you can see the scores so they aren't used for financial purposes. The only way I know how her report would affect yours is to be financially linked.

Focus on making sure the history is correct, there's no entries that are incorrect.

[Deleted User]

8Sefton wrote: »

Or should I avoid at all costs???

...is the correct answer.