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Debt diaries - do they really help?

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Comments

  • benbenandme
    benbenandme Posts: 12,446 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I find it very therapeutic writing mine, it helps clear my mind and helps me track whats going on with my money ;)
    I also find other peoples daries very inspriing and motivating and personally I think they're one of the best things on the forum boards :D
    Mortgage Total: £49,992/ £75,000
    2026 Mortgage Overpayments Pot £579
  • tooties
    tooties Posts: 801 Forumite
    Rayday2
    im totally with you, i dont think i could write enough exciting stuff to warrant a diary,to be honest i rarely read any of them.
    tooties
    :j
  • rayday2
    rayday2 Posts: 3,960 Forumite
    Tooties I am with you I never read them either!!!

    I don't know I see the word diary and its personal and I would rather seek out a topic where someone needs help than wade through someones personal stuff!
  • I have only just started my diary but am finding it really helpful.

    It gives me a chance to really focus on my mission and sound out ideas.

    If you wanna start one go for it, I don't really care if people think mine is boring, I started it for my benefit.

    I've found keeping a diary is helping my money saving. In a weird way, I want to 'prove' I can do it, and really enjoy being able to post great savings in my diary
    :eek: Total debt £21,000 :eek:
    Weight loss to date - 2 st, 2lb:j
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    GOD yes. It sounds daft but I really don't think we would've gotten as far without my diary. It's a source of support and has helped keep us on the straight and narrow. More because I'm scared of the virtual whipping I'd get I'd get from the regulars who read my diary! :rotfl:

    Naughty girl, stop spending... purple-whip-smiley.gif
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • I definitely think they help. It's also nice to be able to keep track of your progress. I don't think I would have done all that I have without my debt diary and if anyone is bored by it, well they don't have to read it, do they? I do read a few of the others as well and quite enjoy reading about other people's ups and downs - it all helps you to feel you're not alone.
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    I keep mine as a way to keep a tab on myself, and I enjoy looking back and seeing how far I've come. It makes you feel like you're not alone, and also ha the upside of having people say 'Hey, you know how you're doing XYZ, well how about doing it ABC instead' - you get advice on areas that you hadn't even considered. It's a good way to let off steam amongst people who know exactly how it feels, and don't look at you like a psycho when you mention punching Carol Vorderman.
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
  • I would definately do one. Mine is my little bit of space on here - a bit like my own room where I can mull things over! It's nowhere as interesting and witty as others but I like it & some regulars contribute which gives some additional support & encouragement on what will or me be a very long road to being debt free! HTH?
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

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