Huge debt

Smh99

I have about £30000 of unsecured debt.
Various cards , all 0% but first one runs out in July.
Am now unable to get any more balance transfers.
I own my property ( mortgaged) with around £100000 equity.
Should I just plough on or remortgage?
Earn £37000, mortgage £600.
Partner pays bills (unaware of situation)
Mortgage my name only - he had his own property
I just pay for food and my petrol , phone etc ??
Debts from being stupid over the years , credit cards ,loans etc
Any advice welcome.

MrsTinks

Welcome to the boards first of.

Getting more 0% cars isn't going to help so let's try to do this properly First of all you need to do an SOA or statement of affairs. Please use this tool and format it for MSE. http://www.stoozing.com/calculator/soa.php

Once we have the numbers we can see what the best course of action is likely to be and how to move forward.

The big thing really is that securing unsecured debt is pretty much NEVER the right course of action!

Remember this is fixable, but you didn't get into debt over night and so it's not going to be fixed over night either

dieselv2

As MrsTinks said post an SOA and we can look into your income/expenditure and offer possible reductions in outgoing which could be used to pay off the debts. Please do a full SOA of you and your partner so there's a true scale of income/expenditure.