Selling possessions for deposit/fees

seeafish

Thanks. To answer all the points:

I can definitely afford it. It's a timing thing sadly. I will have all the money in less than 2 months but we got close to the exchange date a bit sooner than expected.
As such I can't wait 3 months. Also, my solicitor is less than helpful and knowing I'm a little short is now waiting for me to prove where the last bit of money is coming from.

I wanted to sell my stuff privately rather than through cash converters or something like that.
Let's say one of you wanted to by a gold necklace I own. What documentation would be needed to prove that sale was in fact something I owned, legally sold to you?

And yes I am aware you don't pay SDLT to your lender but that doesn't seem to matter. Solicitor says ALL money cleared prior to exchange.

davidmcn

You will still need to check with your solicitor what they need (or whether they need anything for SDLT), you can't force them to accept whatever you or we think ought to be enough. What a private buyer of your items would accept is neither here nor there - if I'm buying your necklace I'm not subject to criminal sanctions for not getting proof that you're the owner.