Credit card for back-up

3 Posts
Hi, Can anyone tell me if you can get a credit card just as a back-up that doesn't charge you for having it but not using it or interest free if you you clear the bill in time. I have never had a credit card before and know nothing about them? Any advice would be helpful.
Many Thanks,
Bigfish94
Many Thanks,
Bigfish94
0
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Worth noting, some ( most ? ) lenders will close the account if there is no activity on the card for a couple of years. So it's worth putting a transaction through every couple of months or so just to keep it active - say, a grocery shop, or a tank of fuel, just something that you need to buy anyway. Pay it off in full as soon as the statement arrives, no interest to pay.
Bigfish94
Always check the summary box and t&cs though.
See the summary box for this TSB Advance Mastercard:
http://www.tsb.co.uk/credit-cards/purchases/advance-credit-card/
Summary Box (Note the interest-free period, there isn't one!):
http://www.tsb.co.uk/credit-cards/purchases/advance-credit-card/summ_box_advance_all.pdf