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Chip savings app

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Has anyone got experience of using this app?

It pays a basic 1% interest but you get an extra 1% for every person you recommend (up to 5%). There is no limit to the total amount you can hold but there is a maximum of £100 transfers per day. It's quite a good concept, automatically transferring money from a linked current account every few days (manual transfers are also allowed), but the reviews on the App Store are a bit mixed.

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