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Two cards same bank.

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Hi all,

Here is my situation: I have £1500 on a BOS card which I intent to transfer onto a Barclays 0% 42 month card but.. I have £700 I need to pay off on my very.co.uk account, which I am unable to pay off before the end of the interest period. So what I intend to do is, pay this off with a Halifax card I have and then, if this is possible, transfer it onto another Barclays 0% card (25 month, maybe).

So am I able to get two 0% cards from the same bank?
Thanks in advance.

Comments

  • Depends on the bank.
  • Superscrooge
    Superscrooge Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Some lenders are happy for you to have more than one BT CC with them. I have two with Tesco.

    However other lenders restrict you to one. I'm not sure of the policy with Barclaycard? Have you tried their eligibility checker?
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    At one time it was possible to hold two Barclaycards concurrently then it appeared to revert to one.

    Their soft search tool does ask if you already hold a Barclaycard; it's less than six months since I opened my Platinum account so I've not tried it as I know I'd be "declined" based on the tool.

    However it's possible to hold more than one Halifax credit card:

    https://www.halifax.co.uk/creditcards/help-guidance/existing-customers/second-card/
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
  • Anthorn
    Anthorn Posts: 4,362 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    guriinii wrote: »
    Hi all,

    Here is my situation: I have £1500 on a BOS card which I intent to transfer onto a Barclays 0% 42 month card but.. I have £700 I need to pay off on my very.co.uk account, which I am unable to pay off before the end of the interest period. So what I intend to do is, pay this off with a Halifax card I have and then, if this is possible, transfer it onto another Barclays 0% card (25 month, maybe).

    So am I able to get two 0% cards from the same bank?
    Thanks in advance.

    If you're anything like me, no! MBNA denied my application for an extra card and when I phoned them they advised applying for a limit increase on my existing card. Lloyds bank similarly denied my application for an extra card but doubled the limit on my existing card without me asking for it.
  • Why can't you transfer both onto the same Barclaycard?
  • Anthorn
    Anthorn Posts: 4,362 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    SuperAllyB wrote: »
    Why can't you transfer both onto the same Barclaycard?

    Wouldn't it be so good if we could demand something from lenders and get it :)
  • Anthorn wrote: »
    Wouldn't it be so good if we could demand something from lenders and get it :)
    How do you mean?
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