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Switching Banks:

I'm considering switching banks for an incentive. However the bank I'm switching from has my 2 christian initials, and the the one I'm switching to has only my 1 christian initial. Is it likely to be declined?

Comments

  • JuicyJesus
    JuicyJesus Posts: 3,832 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Probably. If the details on both accounts don't match, it can and probably will be kicked out as part of the security checks.
    urs sinserly,
    ~~joosy jeezus~~
  • Shakin_Steve
    Shakin_Steve Posts: 2,853 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Is there any reason why the two banks hold different details?
    I came into this world with nothing and I've got most of it left.
  • amanita
    amanita Posts: 75 Forumite
    Fourth Anniversary 10 Posts Combo Breaker
    No, it's not likely. They are fussy over address and DoB matching, as well as surname.

    You should, however, check with your bank.
  • EssexExile
    EssexExile Posts: 6,597 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm a bit confused, why does the bank you're switching to have your details already? Surely if you already have a relationship with them you can't get a switching bonus?
    Tall, dark & handsome. Well two out of three ain't bad.
  • No_6
    No_6 Posts: 835 Forumite
    Part of the Furniture Combo Breaker
    @ jrm

    Yep confused !
    Some of my banks have middle name some not !

    Really !! ?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    EssexExile wrote: »
    I'm a bit confused, why does the bank you're switching to have your details already? Surely if you already have a relationship with them you can't get a switching bonus?
    With some you can. Halifax is one such example.
  • Shakin_Steve
    Shakin_Steve Posts: 2,853 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    I think the Op is saying he's only put one initial on his application to switch, but his current bank holds two.
    I came into this world with nothing and I've got most of it left.
  • JuicyJesus
    JuicyJesus Posts: 3,832 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    EssexExile wrote: »
    I'm a bit confused, why does the bank you're switching to have your details already? Surely if you already have a relationship with them you can't get a switching bonus?

    Because you have to open an account first before you can switch to it.
    urs sinserly,
    ~~joosy jeezus~~
  • Anthorn
    Anthorn Posts: 4,362 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    jrm wrote: »
    I'm considering switching banks for an incentive. However the bank I'm switching from has my 2 christian initials, and the the one I'm switching to has only my 1 christian initial. Is it likely to be declined?

    Do you mean "Forename Initials"?

    Maybe or maybe not. Depends on the bank you're switching to. Why don't you ask them? Usually the account name has to match.
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