📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Get a grip woman!

19293959798383

Comments

  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you had a great time :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Suffolk_lass
    Suffolk_lass Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks both - we always go back to the same areas in Italy but I think our addition of 4 days in NL was just great. We went to Venlo in Limburg (right down south in NL, the bit that juts into Germany) and then on to near Dordrecht. We explored both towns (more so Dordrecht, which was a medieval delight, and the oldest town in South Holland). and we rented a couple of electric bikes. We were so impressed with these (and of course the Dutch set up for bikes is just amazing). Definitely under consideration for our van travels. We like the idea of cycling to the local places we want to visit and a proper Dutch basket means shopping also becomes more straightforward, without needing to break camp to sort it. Our concerns that we would not get any exercise are without foundation - we were shattered after 2 days on bikes and our ahem, sitting bones were suffering too!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Great to have you back SL. It sounds like you had a great trip. Was this in your new camper van ? The electric bikes sound like a great solution for the van.

    Hope the pension and lump sum arrive on time. Mr Mee still hasn't heard anything from CSP . He is going to chase it in a couple weeks.
  • Suffolk_lass
    Suffolk_lass Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No this trip was in the car, and staying in Villa, Hotels and B&B, which all adds to the fun.

    I recall being concerned that I had not heard anything from CSP but I got my figures just about 6 weeks before my final date and took a few days in the lead up to Christmas to do my final lump sum calculations (the best of my last 3 was the oldest year so there was indexation to add to that :)). As long as he has confirmation from his HR people that his leave calculations are accurate and that it has all gone through he should be OK. Then he just fills in the final form and sends it back! - I hope MrMee's is as straightforward!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    That is reassuring SL, I have been hearing horror stories from other retirees about how long it took. His should be straight forward. He has worked 43 years full time for the Civil Service and his best year will be his most recent year.

    Mine will be more complicated as my best year ended in June 2018. I am toying with just taking my Classic Pension to lock down my best year and then doing the partial retirement thing and keeping my Alpha pension going for a couple more years. I only have a couple of years in Alpha and the actuarial reduction is greater because pension age is 67 on this one.
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,067 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sounds like you had a lovely time and Congrats to your DH on his retirement. Hope his lump sum is sorted soon. I can vouch for electric bikes having treated ourselves earlier this year. They are great around here as Cornwall has more than a few hills ;)
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Suffolk_lass
    Suffolk_lass Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Considering doing a bit of seasonal temporary work to assist with the four years of NI Conts I need to maximise my state pension. :think:
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Considering doing a bit of seasonal temporary work to assist with the four years of NI Conts I need to maximise my state pension. :think:

    Sounds like a wee plan :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ooh ... do you really want to? I'm thinking of my own reactions, not yours ... my word.
    2023: the year I get to buy a car
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,067 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Considering doing a bit of seasonal temporary work to assist with the four years of NI Conts I need to maximise my state pension. :think:

    How does that work if you only work part of the year? Does it matter if you only work for a few months?

    I am 4 years short but I am claiming NI credits from my DD for looking after my granddaughters one day a week for 2018/19 so that is one year. That apparently counts as a full years contribution.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.