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Get a grip woman!
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πβπ Happy Holidays to You & Mr SL! xxx π βπ
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!5 -
Happy Christmas. Wishing you a very happy and healthy 2021 x5
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Thank you both @rtandon27 and @Busy_Mee and to both of you and yours. What's the song by D-Ream? "Things, Can only get better!" - a bit of Christmas holiday nonsense hereΒ hereΒ (official video made me smile, but this has Brian Cox) - I remember trying to dance like the girls in the 2018 version, but not in 2018...Save Β£12k in 2025 #2 I am at Β£4863.32 out of Β£6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at Β£1286.68/Β£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
That song always reminds me of Blair's campaign the one time, as the Labour party had it as their tune for the duration....I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 Β£124616 01/11 Β£89873 01/13 Β£52546 01/15 Β£12133 07/15 Β£NILNet sales 2024: Β£206
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The 1997 election! All teachers and public servants who were working at that time in the underfunded parts of the public sector remember that one. Many are too young to remember the hospital porta-cabins and Victorian schools with buckets to collect water when it rainedSave Β£12k in 2025 #2 I am at Β£4863.32 out of Β£6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at Β£1286.68/Β£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
Suffolk_lass said:I am going to join the 20 for 20 challenge this year so I think I will record mine here too
- Complete 20 Sunday Times recommended walksΒ COVID stopped this
- Divide 20 Herbaceous plants - maybe 10 done, more planned
- Grow 20 different fruit or vegetables yes! and Crown Prince Pumpkin and black blauhilde beans are the two stand out successes
- 20 Acts of kindness to others I think so - you don't need to hear about these
- Help Son 20 times - yes - his near financial destitution has relied on a bit of support
- Lose 20 pounds in weight That is a fail
- Combined Savings and mortgage of Β£20k We exceeded this, saving over Β£8k and paying off the mortgage (which was over Β£17k at the start of the year
- Read 20 books - About 10 I think, room for improvement
- Attend 20 social events Fail!
- Eat 20 Veggie meals/month Success - about 3 a week, for evening meal and most lunches are veggie
- Clean bathroom 20 times (properly!) Probably not but that's because of a little and often approach
- 20 other (proper deep) cleaning jobs - I must have been joking. I loathe housework - more of a lick and a promise girl really
- 20 weeding sessions - Yes
- 20 local walks from home - Yes but not all different
- Visit 20 new places - Not possible
- Donate 20 times to charity/foodbank Yes
- Speak to 20 new people Yes - mostly local
- Use our van 20 times Not quite but nearly, despite COVID
- Meet up with 20 different friends Sadly not
- Try 20 new things - Failed to keep count but I doubt it.Β
Save Β£12k in 2025 #2 I am at Β£4863.32 out of Β£6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at Β£1286.68/Β£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here7 -
That's not an overall fail, SL!Β There are 9 there that are absolute "yesses", and plenty there that are half done, and some that the pandemic regs have legally stopped you from doing.Β Epic success in my head, congratulations!2023: the year I get to buy a car5
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I agree with Karma - definitely some successes and let's face it, it's not like we foresaw the events of this year - it has been like no other!Mortgage free 16/06/2023! Β£132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
SL - in my eyes you've done so many amazing thing this year that, list or not,Β it's been a success!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)Psst...I may have started a diary!4
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Glad you had a nice Christmas Suffolk and I think you have done very well over 2020 in spite of the situation.Β I never make New Years resolutions although I do set personal goals and financial goals which is I suppose similar to the challenges you set yourself too. I struggle getting my DH to eat veggie but I have been eating less meat over 2020.Β ΒIβm a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 Β£667.95/Β£301.35
Save Β£12k in 2025 #1 Β£12000/Β£80006
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