Is a Vanguard Lifestrategy investment all you need

bowlhead99

lesta1980 wrote: »

has anyone else's LS80 took a huge knock over night?

When you say it has taken a huge knock, do you mean you had written down yesterday's price and now it's much lower? Or just your platform is showing some dodgy data in a daily movement column but actually they have the correct price that agrees to the vanguard site?

jdw2000

lesta1980 wrote: »

has anyone else's LS80 took a huge knock over night?

not worried or anything just logged in this morning and saw quite a drop and it didnt really follow anything else. has there been a drop somewhere, currency move or just an error this end?

as I said, not worried just interested

Just logged in and checked mine and it's higher than it was yesterday.

It had gone down a bit over the last few days, however.

Gadfium

lesta1980 wrote: »

has anyone else's LS80 took a huge knock over night?

not worried or anything just logged in this morning and saw quite a drop and it didnt really follow anything else. has there been a drop somewhere, currency move or just an error this end?

as I said, not worried just interested

I've bought VLS80 ACC three times this calendar year. The buy prices were:

• 17,698 (10th Jan)
• 17,397 (23rd Jan)
• 17,320 (2nd Feb)

The price this morning is 17,320

Last year I bought 7 times. The prices were:

• 31/01/2016- 13,823
• 10/02/2016-13,100
• 01/03/2016-14,268
• 04/08/2016-16,441
• 21/09/2016-18,016
• 08/11/2016-16,790
• 02/12/2016-16,605

So it's been higher than the current price and it's been lower. It's normal.
When it's lower I am happy because I get slightly more units. When it's higher I am happy because I can see the total growing.
In 10 years I won't remember the individual price fluctuations and hopefully it will be worth a lot more.

lesta1980

bowlhead99 wrote: »

When you say it has taken a huge knock, do you mean you had written down yesterday's price and now it's muck lower? Or just your platform is showing some dodgy data in a daily movement column but actually they have the correct price that agrees to the vanguard site?

the market value is about £2.5k lower than yesterdays in my account on a 14k holding

as i said though, just curious

Gadfium

lesta1980 wrote: »

the market value is about £2.5k lower than yesterdays in my account on a 14k holding

as i said though, just curious

It hasn't dropped 17.9%. There's something wrong at your end.

http://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=F00000MLUQ

http://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=F00000MLUR

jdw2000

lesta1980 wrote: »

the market value is about £2.5k lower than yesterdays in my account on a 14k holding

as i said though, just curious

Happy to report that there's been a mistake somewhere on this occasion.

lesta1980

jdw2000 wrote: »

Happy to report that there's been a mistake somewhere on this occasion.

did think as much

bowlhead99

lesta1980 wrote: »

the market value is about £2.5k lower than yesterdays in my account on a 14k holding

as i said though, just curious

What I mean is, did you actually write down yesterday what it said at that time the shares were worth? Or are you just saying that it is telling you today that the share price was 15-20% higher yesterday (which is not the case).

The price showing now should be the 2 Feb price that you could check against other sources. You should probably find out whether you have 14k or 16.5k worth, as it's an implausibly big difference.

lesta1980

bowlhead99 wrote: »

What I mean is, did you actually write down yesterday what it said at that time the shares were worth? Or are you just saying that it is telling you today that the share price was 15-20% higher yesterday (which is not the case).

The price showing now should be the 2 Feb price that you could check against other sources. You should probably find out whether you have 14k or 16.5k worth, as it's an implausibly big difference.

I have a rough idea what the price was yesterday. I purchased £14k worth a year or so back. yesterday the market value of the holding was somewhere between £16.5k-17k, today its 14,800

Gadfium

lesta1980 wrote: »

I have a rough idea what the price was yesterday. I purchased £14k worth a year or so back. yesterday the market value of the holding was somewhere between £16.5k-17k, today its 14,800

The price at the end of Jan 2016 was 13,823. On 10th Feb it was 13,100.
Today it is 17,320. So (ignoring sterling devaluation) it is 32% higher than this time last years.

It did not drop by 15% this week (£2.5K on a £16.5K holding). You are mistaken or there was an error on your platform.