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  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    agrinnall wrote: »
    Not accurate at all, they ask you for your actual income, not your hoped for income.
    If so, they don't make it clear that it's the last 12 months, not the current monthly income recalculated for a year. And if they ever ask for proofs, it's the last 1-3 payment slips, not 12.
  • shortcrust
    shortcrust Posts: 2,697 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker Newshound!
    Interestingly the OP deleted their original thread - different username - which made no mention of a job offer. It was clear that they'd knowingly made a fraudulent application.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    grumbler wrote: »
    If so, they don't make it clear that it's the last 12 months, not the current monthly income recalculated for a year. And if they ever ask for proofs, it's the last 1-3 payment slips, not 12.

    But the current monthly income is lower than has been stated as there has been no income received from a job that has not yet started.

    I'd agree with JJ that it's extremely unlikely that any bank would look too deeply into this, but the change between the two applications has clearly raised concerns.
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