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Small Steps Out Of Massive Debt!

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Comments

  • Brilliant x
  • 24ta
    24ta Posts: 268 Forumite
    Part of the Furniture 100 Posts
    Well done on the theory test and debt below £1k :)

  • Thank you so much everyone! :):) 
  • lucielle
    lucielle Posts: 11,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant news on passing theory test, will you have long to wait for actual test?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Thank you @lucielle ! I booked the practical test in next year (earliest date available) but hoping that if I’m ready sooner then I can move it forward if there’s a cancellation 
  • Congratulations on passing the theory test.  Fingers crossed for practical when you get a date although running a car is expensive.   ;)
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php

    The 365 Day 1p Challenge 2025 #1 £667.95/£500
    Save £12k in 2025 #1 £12000/£12450
  • Congratulations on passing the theory test.  Fingers crossed for practical when you get a date although running a car is expensive.   ;)
    Thank you! Ooh I know, just the cost of insurance is making my mind boggle! ;) We've been adding running costs into our budget spreadsheet when making our own affordability calculations but I know that this is a brand new expense for me so will take some getting used to. 
  • Well done on your theory test GC! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Well done on your theory test GC! 
    Thank you! :) 
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