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Natwest Consolidated my OD into a Loan Twice

13

Comments

  • JuicyJesus
    JuicyJesus Posts: 3,832 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    PeacefulWaters is right. If the bank and the Ombudsman don't want agree with you then your only option is court. This costs money and has no guarantee of success, especially since the Ombudsman Service have a far greater remit and are far more consumer friendly than a court.


    Martin doesn't give individual advice to posters on the forum. He sold the site some years back and now contributes a few leaders every so often. If you don't want to hear from "armchair bloggers" you are sadly in the wrong place.
    urs sinserly,
    ~~joosy jeezus~~
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    marcjali wrote: »
    I'd prefer to talk to Martin directly.

    Hang on, he's just popped back in.

    No - sorry - he's gone out again to get a sandwich.

    I'll put a post-it note on his desk.
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    marcjali wrote: »
    I don't have loans now, meaning new loans, and no I told you the reason I haven't posted in 7 years is coz i'm not interested in getting the third degree from arm chair bloggers, real advice is what i came for from the expert, not the man and his dog weighing in with their 2 cents.

    As stated I took responsibility and was paying on payment plans every month without fail, until the recession hit (again caused by the banking system) and when i needed help i was refused, that's what happened, if that isnt taking responsibility and working with the systems that we have in this country then i dont know what is.

    As I said I came here seeking advice from Martin, the expert instead I get a tonne of armchair bloggers (I could say Trolls but that is insensitive to Trolls).

    I'm not looking for sympathy, I'm here for advice. I've been forth right and honest with what happened to me, I won't be posting again because, just like last time, instead of getting advice, I get attacked, which is the nature of internet forums, which is why I'd prefer to talk to Martin directly.

    If someone rational wants to contact a person directly, they do not post it in a general forum, instead they will use private channel to contact the person. in question

    Martin Lewsi Twitter
    https://twitter.com/MartinSLewis?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor

    You could also pass it to MSE team and hopefully they will pass it to Martin.


    Good luck them hopefully he will say, he will write off your debt as you wish .....
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    OP you need to understand Martin doesn't post on here, if you want personal advice from him then you need to catch him when he does his TV show around the country.
  • marcjali
    marcjali Posts: 23 Forumite
    adindas wrote: »
    If someone rational wants to contact a person directly, they do not post it in a general forum, instead they will use private channel to contact the person. in question

    Martin Lewsi Twitter
    https://twitter.com/MartinSLewis?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor

    You could also pass it to MSE team and hopefully they will pass it to Martin.


    Good luck them hopefully he will say, he will write off your debt as you wish .....

    I tried contacting directly, there is no direct email on this site as it would be pandemonium if that got out, I am a rational person, I've tweeted, thats all I'll say.

    He may have sold it years ago but I'm aware that he looks over from time to time and also his team do, so a message can get to him.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It was mentioned earlier but get a copy of your 3 reports from the 3 credit agencies and let us know ow what each 1 says or the negatives that are listed.
  • Gaz83
    Gaz83 Posts: 4,047 Forumite
    1,000 Posts Combo Breaker
    This has to be a wind-up, surely.

    Surely no-one would genuinely think Martin replies to every thread on here (or any of them, for that matter).
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
  • JuicyJesus
    JuicyJesus Posts: 3,832 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Gaz83 wrote: »
    This has to be a wind-up, surely.

    Surely no-one would genuinely think Martin replies to every thread on here (or any of them, for that matter).

    People actually do.
    urs sinserly,
    ~~joosy jeezus~~
  • marcjali
    marcjali Posts: 23 Forumite
    I never said he replied to everything on here, i said he likely has a quick glance when he is not too busy.

    Do NOT put words in my mouth (or finger tips in this case)!

    And it is not a wind up, it was recommended to me to get intouch so I did, I called his management earlier today but they don't manage this aspect, only his television/ tour appearances.

    And then I posted on the forum in the hopes he or his team would see it but instead I get a load of internet trolls weighing when I don't want to hear from internet trolls, this is what it says on the MSE Twitter:

    "Founded by @MartinSLewis dedicated to cutting your costs, finding deals, beating the system & fighting your corner. RTs aren't endorsements."

    This part in particular, I have not received today 'beating the system & fighting your corner'

    I don't even know why I'm still posting to be honest, I don't like the forum culture of the internet, I said I want to hear from experts or at least people in the know, not armchair bloggers who have nothing better to do, than to weigh in on something they don't understand!
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 27 January 2017 at 6:49PM
    marcjali wrote: »
    I never said he replied to everything on here, i said he likely has a quick glance when he is not too busy.

    Do NOT put words in my mouth (or finger tips in this case)!

    And it is not a wind up, it was recommended to me to get intouch so I did, I called his management earlier today but they don't manage this aspect, only his television/ tour appearances.

    And then I posted on the forum in the hopes he or his team would see it but instead I get a load of internet trolls weighing when I don't want to hear from internet trolls, this is what it says on the MSE Twitter:

    "Founded by @MartinSLewis dedicated to cutting your costs, finding deals, beating the system & fighting your corner. RTs aren't endorsements."

    This part in particular, I have not received today 'beating the system & fighting your corner'

    I don't even know why I'm still posting to be honest, I don't like the forum culture of the internet, I said I want to hear from experts or at least people in the know, not armchair bloggers who have nothing better to do, than to weigh in on something they don't understand!

    Where have you got this information that he likely has a quick glance ?

    You called his management, just why waste your time and that of his management ? They need time to book his TV slots, order his lunch etc.

    Why don't you like the forum culture ?

    I'm amazed you managed to get an overdraft of a thousand.
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