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MSE Credit Club incorrect?
boomish
Posts: 165 Forumite
I check my credit score today after joining back in December to see if there was any difference. It shows everything is good apart from credit utilisation , there is says I'm using quite a bit of credit available to me. I find that confusing as I only have 1 credit card and only took that out after my last report showing good credit and I only got it because we were traveling to New Zealand for a month. I've paid it off in full.
Is it a case of paying for a report then checking that? Or maybe I shouldn't worry about it, I've no plan to borrow money.
Is it a case of paying for a report then checking that? Or maybe I shouldn't worry about it, I've no plan to borrow money.
0
Comments
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It can take 4-6 weeks to update. So if you have recently paid your credit card back this may not be reflected in your credit report yet.0
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