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What percentage of income do you invest each month?

Zola.
Zola. Posts: 2,204 Forumite
Part of the Furniture 1,000 Posts Photogenic Name Dropper
edited 26 January 2017 at 11:47AM in Savings & investments
Not counting pension contributions.....Just wondering what percentage of take home pay / income you guys and girls actively invest in stocks/funds etc each month? At the moment I am doing little, less than 10%

We are all different and have different goals etc, but just curious to see what most of you do who are more or less settled.

After I get married later this year I will be in a much better position to begin mortgage overpaying, with more money for investing etc
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Comments

  • TheShape
    TheShape Posts: 1,936 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Just worked out my numbers.

    3% of my income goes into my S&S ISA.

    In January I opened a SIPP (additional pension savings) which received 1.2% of my income. I've increased this to 2.4% of my income for February.

    I've been concentrating for the last few months on maximising my cash savings through switching incentives, cashback, high interest current accounts and regular savers.

    I'm soon to reach the point where I've taken advantage of most/all the 3%+ options and will focus on investing rather than cash savings.

    I'm aiming for 10.8% of income between SIPP and S&S ISA from April.
  • Zola.
    Zola. Posts: 2,204 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Nearly 300 views and one reply! :(
  • joujou
    joujou Posts: 143 Forumite
    50% post tax income.

    75% including pension.

    81% if you count the principle payment into my house.
  • ColdIron
    ColdIron Posts: 10,338 Forumite
    Part of the Furniture 10,000 Posts Hung up my suit! Name Dropper
    Zola. wrote: »
    Nearly 300 views and one reply! :(
    It could be because not everybody is investing monthly from their salary. I didn't reply because my income is from my investments and others will be in a similar position. Most people will only be investing via their pension. Some may be fully invested as a result of an inheritance or some other windfall. Just a thought
  • Zola.
    Zola. Posts: 2,204 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Perhaps you are right ColdIron
  • 27% of my net income goes into s&s.. pension comes off before that.

    Missus very small income circa 7k a year in rent.. 60% of this goes in too
  • Ken68
    Ken68 Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts Energy Saving Champion Home Insurance Hacker!
    62% from all income at the last count.
    Family are saying "you can't take it with you".
    Could be right, must spend more.
  • jimjames
    jimjames Posts: 19,315 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Zola. wrote: »
    At the moment I am doing little, less than 10%

    I don't think 10% is really doing little, for most people it would be a great level to reach. I'm around 10% and long term it's building up nicely
    Remember the saying: if it looks too good to be true it almost certainly is.
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    110% for me, never less.....
  • JohnRo
    JohnRo Posts: 2,887 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    It's difficult to be sure, my income is low and fluctuates but somewhere near a third most months which includes a cash savings pot. The rest goes on essentials.
    'We don't need to be smarter than the rest; we need to be more disciplined than the rest.' - WB
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