24.9.07 what small dfw thing will you do or have you done today?

hypno06

Good Morning fellow DFW Peeps and welcome old timers and newbies alike :hello:

Welcome to a new week !!!!! :cool:

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

So, today I will:

• do piggy comps, clicks and surveys
• only take £1 with me, so that is all I can spend
• send everyone off with packed lunches
• update my online spending diary
• check online banking and update spreadsheet
• not increase my debt in any way
• be positive!
• eat weekend leftovers for dinner

Have a good day everyone xx

painted_lady

HI hypno, hi everyone.
Today I will
- post ebay and amazon parcels
- pay 2 cheques into bank
- eat stuff I have made earlier, now in the freezer
- use reusable nappies on baby
- continue reading money diet, I am impressed, I thought most the info would be on this site, but I have actually learned some new things
- if I get time, start shopping round for cheaper gas and leccy,

Avogirly

Morning!

* Today I will do my daily clicks.
* I have an amazon sale to post
* Have already updated my spreadsheet and got my current account balances
* Will take a packed lunch to my second job tonight, so I won't be tempted to spend money in the local shop during my break.
* Have got something out of freezer for bf to cook tonight!

OberonSH

I'm going to do all my piggy clicks, and have re-signed into quidco to start doing that. I'm also going to sign up to a laod more click sites (using eagerlearner's handy list)

I already did my mal plan and to do list for this week, so got a teeny tiny shopping list (if it stops raining long enough for me to go out)

I'm listing a load more old stock on ebay, plus a bunch of my ex husband's toys.

I'm also going through all my statements to make sure I know when all my DD's are ging out, so I can get some order into my life!!

lynsayjane

morning hypno and chums

today I have/will
-bring packed lunch to work
-only pay for buses (and possibly bus pass if i can get away from work early)
-do piggy clicks
-do meal plan to avoid buying anything till the weekend
-do my spends (let it slip recently)
-make list of money due from mum

recently i've lost track of all the money saving and it's hard getting back into it but with your help guys I'm hoping to turn things around. At this rate I won't stay debt free for long

Shineyhappy

Morning all!

Today I will/have:

Taken a packed lunch to work
Having a NSD
Not using my car
Doing my piggy clicks
Entering some comps


Have a lovely day!

chloebelle

Hi everyone :hello:

I just love this daily thread, really focusses me and inspires me with what all you guys are doing.

Today I will/have done:

• Have a NSP, primarily because I am not going out!
• Phone O2 to get PAC code in order to start sorting my new cheaper contract phone.
• Cancel weekly bank statements, saving £18.00 a year.
• If time, phone bank to arrange appointment to open cash isa.
• Piggy comps and daily clicks.
• Have sorted through my bulging underwear drawer, found loads of pretty tagged things to sell on ebay.

sexki11en

Today we have cancelled payment protection on our credit card - £50 a month saving and also sent the leter to the gym cancelling our membership - £100 a month (if they will let us cancel!)

I alsop bought a packed lunch into work so won't be spending a penny.

Hime

Today my OH handed in his resignation and it will be three months or so before he starts at the new job at a huge reduction in salary....there is method in this madness.... long term anyaway....so we have spent the last 6 months getting ourselves in the position to be able to afford the changes. i.e. we paid 25,000 off our mortgage....and will hit it with another 5,000 this week.
Still, while I have faith in this path we have chosen, it can't help to revert to some of the old DFW techniques I used many moons ago as a single mum of 2 in Japan. There, the then (seems to be getting a bit better) ression created a world of extreme money savers. TV programmes, magazines and even software is/was available to help the housewife eke out the last grain of rice, and tuck away those yen....at practically no interest!! I brought a lot of that with me when we married, much to his bemusement at first. Now it is time to get back to grass roots money saving. So (to answer the question that this thread asks us) today I will:

bring our spreadsheet up to date
go through the cupboards and fridge and plan meals for the rest of the week
log on to ebay and try an overcome my fear of the site, as we have tons of wee things and kids clothes to sell.

tomorrow I will go to Asda on a reccie trip (bit far but need to know what the local one is like) as we don't get Aldi here till 2009.

It feels like karma to have read the thread today. I want the kids, (3 now) and my darling OH not to have to feel the slump, nor dread it. It's not what you have its what you do with it that counts.

Thanks a lot,

Hime

doodledo_2

Today I have/will

- stopped lurking on MSE forum and posted :T
- done my daily clicks
- had a NSD
- updated spreadsheet and checked accounts

Karmacat

Hi hypno, hi all, especially the newbies! Today I have:
- done a survey
- printed out an email, so I know how to update my website in future
- paid the man who built the porch! Well, its moneysaving if it makes me feel better about having clients coming to my home. Thats my story, and I'm sticking to it. Like glue.
- done my finance practice.
- booked another mystery shop, and printed out the paperwork for the one tomorrow and the one on Wednesday
- done a few clicks.
- have put some chickpeas on to soak, will cook them in slow cooker tonight.

To do:
- sit out in the garden with a cuppa coffee.
- do my meditation practice (this *is* moneysaving, honestly, it helps with the fear when I'm doing above finance practice).
- piggy clicks.
- watch out for any other surveys coming into my inbox.
- sort paperwork before I take some time off next week.

BAD moneysaver:
- I let a box of eggs go off! I've never done that in all my born days, as we say in scouseland. Horrified (and pretty horrified at the way they looked, tbh.