Do I add partner to house deeds?

aviii

I have been with my partner for 14 years,
during this time we lived separately as it was cheaper, and i had a good flat.

I have now brought a house, with the intention of my partner living with me.

She is not to fuss if her name is put on the deed.
we have no intention of getting married.
I have no issues with adding her to the house deed, as she will be contributing to half the finances.

Hypothetical specking:
if her name is not on the housing deed and we broke up - would she be entitled to half of the property?

i am assuming we would come under common-law partners?

TonyMMM

Assuming you are in England/Wales there is no such status as common-law partners, or common law wife/husband and never has been. You will be a co-habiting couple.

You should (both) take legal advice on how things should be set up to avoid any problems in the future.

Lady_Bee

Definitely take legal advice, they'll be able to advise the best course of action.


A few years ago I moved into my brother's house (he moved abroad) and we paid off his mortgage with me contributing 25%. We contacted solicitors and they said it would be expensive to have me added to the deeds but they suggested that we have a legal agreement instead whereby if my brother decided to sell up I would be entitled to get 25% of the sale. This cost approximately £200.


I know this is different circumstances to you but it's just an example that there are lots of different legal options out there and a bit of money spent up front can save lots of hassles in the long run.

onlyroz

You should also consider what would happen to your partner if you die. Would you want her to inherit the property?

calleyw

Do you have a mortgage?

If so then she can't be on the deeds. Banks don't normally allow people who are not on the mortgage being on the deeds.

If bought out right can do what you like.

Yours

Calley

Mojisola

http://www.advicenow.org.uk/guides/how-make-living-together-agreement

Even if you don't end up signing a legal agreement, the discussion about the topics will raise issues that will be best sorted out before living before.

aviii

cheers for the information - good pointers

@ Mojisola - will look into information on that link