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Multi Asset strategy

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Comments

  • bowlhead99
    bowlhead99 Posts: 12,295 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Post of the Month
    Holmesy999 wrote: »
    Crap- I think my strategy is best sum up by buying Leicester city this year......
    That's a good analogy because some people will go on trustnet or morningstar or the free search tools on their platform provider, and think, "hmm, this one performed top last year and surely it makes sense to buy the one that goes up the most, so I should buy it.".

    Investing is more about buying prospectively: something that has the prospects of doing well through the ups and downs it might face from here; rather than looking retrospectively at something that just went up and thinking "with hindsight if only I'd known Leicester were going to shoot the lights out last year I would have definitely bought them at 5000/1 odds"... and then piling in with inflated expectations of how good they'll be.
  • StellaN
    StellaN Posts: 354 Forumite
    Fourth Anniversary 100 Posts
    Accordioncrimes wrote: »
    Thank you for that - yes that selection is rather high on the equities for someone at my age but remembering this is not my whole portfolio of investments as it will be in a year's time. I take the point about one tracker already being a balanced selection. I would tend towards the Fundsmith if I took that approach but it is 60% US equities which feels a little high or am I wrong there? Thanks again for the reply.

    Fundsmith is a global fund but it is nothing like an all world tracker. Fundsmith invests in a very limited number of funds and geographical regions whereas an all world tracker invests in thousands of companies and all regions globally.
  • MonroeM
    MonroeM Posts: 174 Forumite
    Fourth Anniversary 100 Posts Combo Breaker
    KNJ wrote: »
    HSBC Protfollos World Selection 4 GBP RIP 38k
    Blackrack IIF United Kindom A ACC 36k
    Fidelity Stering Bond 32k
    Franklin US Opps A DIC 38k
    Invesco Strling Bond 36k

    What did your advisor tell you about the above 6 funds? Did he feel this was a balanced and diversified portfolio?
  • MPN
    MPN Posts: 365 Forumite
    Sixth Anniversary 100 Posts
    MonroeM wrote: »
    What did your advisor tell you about the above 6 funds? Did he feel this was a balanced and diversified portfolio?

    It does look a pretty unusual set of funds for a portfolio but maybe that's his strategy?
  • StellaN
    StellaN Posts: 354 Forumite
    Fourth Anniversary 100 Posts
    MonroeM wrote: »
    What did your advisor tell you about the above 6 funds? Did he feel this was a balanced and diversified portfolio?

    Why a separate US Fund as well as the HSBC World Selection?
This discussion has been closed.
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