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Multiple phone accounts

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Comments

  • That doesn't answer the question. Which is why a reframed it.

    I'll try one more time.

    You have 4 credit accounts from the same company all good no defaults.

    Do lenders look at that in a good way or not. Does the fact they are from the same company look bad.

    If you don't know that's OK I'll ask someone who does
  • Lenders don't see what companies your credit agreements are with, so how could they have an opinion on it?
  • Is that your opinion or do you know for a fact the lenders do not see who you have credit with, as that seems highly unlikely.

    If so does the credit agency mask the report to blank out all names or some name?
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    That is a stone cold, cast iron, solid as a rock fact.
  • It's OK, I just spoke to Experian, who confirmed the answer,

    Yes the lenders will see who the credit is with and the question on the 4 accounts with one company, has been clarified.
  • Richey_
    Richey_ Posts: 334 Forumite
    Why didn't you just do that earlier rather than being a keyboard warrior
  • takman
    takman Posts: 3,876 Forumite
    1,000 Posts Combo Breaker
    It's OK, I just spoke to Experian, who confirmed the answer,

    Yes the lenders will see who the credit is with and the question on the 4 accounts with one company, has been clarified.

    Lenders DO NOT see who you have credit with. They can only see the type of account that it is and not what companies are providing it.

    Here is experian confirming this:

    http://www.experian.co.uk/consumer/questions/askjames248.html
  • Paul_01
    Paul_01 Posts: 408 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Here's a fact for you.

    Some people are too stupid to be helped.
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