We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Should i apply for 0% transfer credit card?
Rich72
Posts: 1 Newbie
in Credit cards
Hello All. This is my first post on MSE.
I have just received a Decision in Principle from my bank (which is great!) but I now want to apply for a 0% transfer credit card to clear my current card to help me pay this off quicker. As this will incur another credit check on my file, I was wondering if I should do this now before I get a final agreement on the mortgage or wait until I have actually got the mortgage and then do after?? As I wouldn't want anything to now have an impact on receiving the mortgage.
Sorry if it's a bit long winded but it's my first post.
Many Thanks for your time
Rich
I have just received a Decision in Principle from my bank (which is great!) but I now want to apply for a 0% transfer credit card to clear my current card to help me pay this off quicker. As this will incur another credit check on my file, I was wondering if I should do this now before I get a final agreement on the mortgage or wait until I have actually got the mortgage and then do after?? As I wouldn't want anything to now have an impact on receiving the mortgage.
Sorry if it's a bit long winded but it's my first post.
Many Thanks for your time
Rich
0
Comments
-
Best to wait till after mortgage0
-
I agree. Get the mortgage sorted first.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards