Are degrees in the UK value for money?

Lingua

Cakeguts wrote: »

Thats nice......

I will just make sure I remember to tell my relative who lives in the US that he has got the education system that he sent his children through all wrong.......

https://www.usnews.com/news/articles/2014/09/29/the-10-000-community-college-ba


It appears that not only are community colleges offering associate degrees which can be used to transfer to a 4-year university degree, but are also moving towards bachelor's degrees too.

westernpromise

Lingua wrote: »

I intend to finish an undergraduate degree in the UK, plus a Master's, and then do a second undergraduate degree abroad for a fraction of the cost.

For what career do you need two undergraduate degrees and a master's?

Cakeguts

Lingua wrote: »

https://www.usnews.com/news/articles/2014/09/29/the-10-000-community-college-ba


It appears that not only are community colleges offering associate degrees which can be used to transfer to a 4-year university degree, but are also moving towards bachelor's degrees too.

They have been able to do that for a long time. What your link is about is offering degrees in specific circumstances at community colleges. What you have to know is that the degrees offered by community colleges are not as difficult as the ones offered at 4 year universities. It is the same as the UK in that all the qualifications are called degrees but they are all different standards of education.

Cakeguts

Lingua wrote: »

Several EU countries have no tuition fees, and instead charge admin fees (cost of enrolling etc.) at the same rate for both home/EU and international students. All I'll need is a long-stay visa. According to those who support Brexit, getting visas for EU countries will be a walk in the park, so I should have no troubles. /s

Incidentally, I will also be able to apply for citizenship and regain my EU citizenship too. Win-win all around really.

Lingua

You have to be able to complete the degree in the language of the country. So in France you have to know French well enough to be able to study a degree in it. In Germany you have to pass a test in German in order to get a place. Basically you need to be fluent in the language of the country in which you want to study.

Cakeguts

westernpromise wrote: »

For what career do you need two undergraduate degrees and a master's?

Perpetual student?

GreatApe

In most conversations it appears as though not many people seem to understand that we inhabit a world that is finite.

The question is not are degrees value for money the question is are marginal degrees more value for money versus the same people/capital allocated to marginal healthcare/defense/deficit-reduction/etc

economic

GreatApe wrote: »

In most conversations it appears as though not many people seem to understand that we inhabit a world that is finite.

The question is not are degrees value for money the question is are marginal degrees more value for money versus the same people/capital allocated to marginal healthcare/defense/deficit-reduction/etc

GreatApe

there is no way i want mine or my family's money wasted in taxes to fund useless degrees etc. Particularly inheritance taxes. Below i have come up with some solutions:

- parents can pass down their income to their offspring completely free of IHT as long as they can show they dont need it to live on.
- gift assets away to utilise the 7 year rule
- put money into pensions as they are outside the IHT calc as they get passed onto beneficiaries.

I think all of these can potentially be scrapped if labour came into power. but what else can be done?

GreatApe

economic wrote: »

GreatApe

there is no way i want mine or my family's money wasted in taxes to fund useless degrees etc. Particularly inheritance taxes. Below i have come up with some solutions:

- parents can pass down their income to their offspring completely free of IHT as long as they can show they dont need it to live on.
- gift assets away to utilise the 7 year rule
- put money into pensions as they are outside the IHT calc as they get passed onto beneficiaries.

I think all of these can potentially be scrapped if labour came into power. but what else can be done?

I dont think they have planned that far ahead the tortskys are probably most concerned about taking full control of labor which they look like they are managing to do. Its actually the smart thing to do the way democracy works power shifts hands frequently all they need to do is destroy the center-ground of labor and turn it into a communist party. At some stage in the future power will shift to them and they can have their turn. Some of them are so happy they are outright overjoyed by the propect (Fact in their minds) that they are going to change the whole bloody world! Fat chance but it shows how cocksure they now are

As worrisome as that is we accept democracy not because it gives us the little people a vote but it gives those who covet power a means to take it without bloodshed. So I dont know what to make of it all be happy that democracy is working or be sad to the fact that we will get poorer for 10-20 years until they get kicked out again


What do they want to do? My guess is their primary aim is to destroy the rich rather than help the poor so

Introduce Rent caps perhaps absurdly low ones like below social rents (and thus exempting social landlords from the caps)
Scrap RTB
Buy out a lot of the private sector eg the utility companies national grid etc
Set an upper limit for ISA wrappers to perhaps £50,000
Get rid of the pension savings gross income
Definitely reduce the IHT free band that was in their last manifesto
Move the 7 year gifting period to 20 years or more
Add many more bands of council tax perhaps top rate towards £10k a year
Increase corp tax
Increase top rate of tax to 50% or even 55%
Get rid of capital gains and just count it as income (so we go from 18% CGT on things like shares to 50-55% income tax on the gains and a much smaller ISA/Pension wrapper)
Get rid of the dividend allowance and perhaps even treat dividends as income so again taxed at 50-55% which will be a double tax (If they put corp tax to say 33% and have a 55% income tax including on dividends then for each £100 of profit a company makes it only gets to give £30 to the shareholders. Effectively a 70% tax rate!)
Maybe additional levies on the banks and oil companies

Expand the NHS
Expand universities
Build council homes (that will cost more than they imagine) and rent then for sub cost thus needing subsidy
Potentially expand education below university (eg more teachers per child) bigger buildings etc
Increase benefits



I think this will actually be popular for their first term. During the second term the consequences will be felt more. they will also find that homelessness and despair are more or less the same because those things are not caused by lack of enough government spending but by addictions and dysfunctional people/families

It depends on how bitter they are they might even set up the system to drive away whole industries like the city of London. Brown didn't do that he saw the benefit of letting them do business and taxing them. The communists might not care, helping the poor (by taxing the city) is less important than getting rid of the rich.


(The media are so stupid, just watched a clip of comrade mcdonnell. Twice he said 'parliament will set the price' when talking about how costly nationalizing the industries will be. Journalist too dim to say.....so you are going to set the price you buy the business for? How will that work comrade?)

economic

GreatApe wrote: »

I dont think they have planned that far ahead the tortskys are probably most concerned about taking full control of labor which they look like they are managing to do. Its actually the smart thing to do the way democracy works power shifts hands frequently all they need to do is destroy the center-ground of labor and turn it into a communist party. At some stage in the future power will shift to them and they can have their turn. Some of them are so happy they are outright overjoyed by the propect (Fact in their minds) that they are going to change the whole bloody world! Fat chance but it shows how cocksure they now are

As worrisome as that is we accept democracy not because it gives us the little people a vote but it gives those who covet power a means to take it without bloodshed. So I dont know what to make of it all be happy that democracy is working or be sad to the fact that we will get poorer for 10-20 years until they get kicked out again


What do they want to do? My guess is their primary aim is to destroy the rich rather than help the poor so

Introduce Rent caps perhaps absurdly low ones like below social rents (and thus exempting social landlords from the caps)
Scrap RTB
Buy out a lot of the private sector eg the utility companies national grid etc
Set an upper limit for ISA wrappers to perhaps £50,000
Get rid of the pension savings gross income
Definitely reduce the IHT free band that was in their last manifesto
Move the 7 year gifting period to 20 years or more
Add many more bands of council tax perhaps top rate towards £10k a year
Increase corp tax
Increase top rate of tax to 50% or even 55%
Get rid of capital gains and just count it as income (so we go from 18% CGT on things like shares to 50-55% income tax on the gains and a much smaller ISA/Pension wrapper)
Get rid of the dividend allowance and perhaps even treat dividends as income so again taxed at 50-55% which will be a double tax (If they put corp tax to say 33% and have a 55% income tax including on dividends then for each £100 of profit a company makes it only gets to give £30 to the shareholders. Effectively a 70% tax rate!)
Maybe additional levies on the banks and oil companies

Expand the NHS
Expand universities
Build council homes (that will cost more than they imagine) and rent then for sub cost thus needing subsidy
Potentially expand education below university (eg more teachers per child) bigger buildings etc
Increase benefits



I think this will actually be popular for their first term. During the second term the consequences will be felt more. they will also find that homelessness and despair are more or less the same because those things are not caused by lack of enough government spending but by addictions and dysfunctional people/families

It depends on how bitter they are they might even set up the system to drive away whole industries like the city of London. Brown didn't do that he saw the benefit of letting them do business and taxing them. The communists might not care, helping the poor (by taxing the city) is less important than getting rid of the rich.


(The media are so stupid, just watched a clip of comrade mcdonnell. Twice he said 'parliament will set the price' when talking about how costly nationalizing the industries will be. Journalist too dim to say.....so you are going to set the price you buy the business for? How will that work comrade?)

but do you honestly think all that will happen in the first term? dont they need various signoffs much like in the US where you need the house and senate to vote on these things? i dont think it can happen as easily as you say.

FTBuyerGlasgow

In Scotland we have a good University system.

I'd say a degree is worthwhile as long as you can get a decent career out of it.

After that, aim for professional status within you industry, these are the most trusted credentials.