Barclays Partner Finance

anna_1977

Hi
I have 3 items with Barclays partner finance - I stopped paying all 3 at the same time and stepchange paid the token payment plans. I have just checked credit file and they defaulted one of them April 2016 but the other 2 are showing as late payments still. Can I write to them and request defaults?

sourcrates

anna_1977 wrote: »

Hi
I have 3 items with Barclays partner finance - I stopped paying all 3 at the same time and stepchange paid the token payment plans. I have just checked credit file and they defaulted one of them April 2016 but the other 2 are showing as late payments still. Can I write to them and request defaults?

Hi,

Yes of course you can, and i suggest you do.

The quicker the account gets defaulted, the sooner the 6 years start.

Written complaint best way to go.

anna_1977

sourcrates wrote: »

Hi,

Yes of course you can, and i suggest you do.

The quicker the account gets defaulted, the sooner the 6 years start.

Written complaint best way to go.

Thanks, that was my thinking the sooner on the sooner it goes again. Do you know of any templates?

Thanks again
Anna

sourcrates

anna_1977 wrote: »

Thanks, that was my thinking the sooner on the sooner it goes again. Do you know of any templates?

Thanks again
Anna

Try this :

Dear BPF,

Date

Address

Acc No

On (insert date) i entered into a debt management plan with stepchange, after getting into financial difficulty.

I notice you have defaulted one of my accounts.
so as to limit the time my credit file is affected by these debts, i would be grateful if you would default the other two accounts as well.

I would also ask you backdate all the defaults to April 2016.

yours sincerely

anna_1977

thank you sourcrates - I will crack on with those letters today