switching from Nationwide - anyone able to clarify?

okydoky

The Nationwide t and c's are about as confusing as earlier threads on this!

My wife and I have Nationwide Flexdirect accounts( one each plus a joint) as well as a Flexaccount jointly, purely for the free travel insurance. We also each have a flexclusive saver which ends soon and we are looking to renew these.
Since the Flexdirect come to the end of their 5% period shortly, can I switch them to say FD to get the bonus plus access to the monthly saver, then in a years time, take out new Flexdirect and get the 5% again?

Or by switching away an I giving up my right to do this? And am I jeopardising my right to open a new flexclusive saver having switched the FD although we will still have the joint FD with N/wide as well as the Joint Flexaccount.

Any views on this?

Thanks

YorkshireBoy

If you copy and paste the T&Cs & eligibility criteria for both the FlexDirect and the Flexclusive accounts someone will embolden the relevant bits that answer your questions.

Until you/they do, the quick answers to your questions are:

1. Yes.
2. No.
3. No.

ceredigion

okydoky wrote: »

The Nationwide t and c's are about as confusing as earlier threads on this!

My wife and I have Nationwide Flexdirect accounts( one each plus a joint) as well as a Flexaccount jointly, purely for the free travel insurance. We also each have a flexclusive saver which ends soon and we are looking to renew these.
Since the Flexdirect come to the end of their 5% period shortly, can I switch them to say FD to get the bonus plus access to the monthly saver, then in a years time, take out new Flexdirect and get the 5% again?

Or by switching away an I giving up my right to do this? And am I jeopardising my right to open a new flexclusive saver having switched the FD although we will still have the joint FD with N/wide as well as the Joint Flexaccount.

Any views on this?

Thanks

Nationwide's T&C's are clear and precise . Your post on the other hand

agrinnall

YorkshireBoy wrote: »

If you copy and paste the T&Cs & eligibility criteria for both the FlexDirect and the Flexclusive accounts someone will embolden the relevant bits that answer your questions.

Until you/they do, the quick answers to your questions are:

1. Yes.
2. No.
3. No.

Actually I think the complete answer to 1 is Yes and Yes, it's poorly constructed and contains two questions which really deserve their own answers (although as both are the same in this instance your response will suffice).

YorkshireBoy

agrinnall wrote: »

Actually I think the complete answer to 1 is Yes and Yes, it's poorly constructed and contains two questions which really deserve their own answers (although as both are the same in this instance your response will suffice).

Thank you. Since there was no full stop separator (but several commas), I considered it only required a yes (to all) answer.

okydoky

Thank you for the considered responses.

On re-reading my original post, I concede that it could have been constructed better, apologies.

However the responses have provided the reassurance I was looking for, and hopefully may have enlightened others who may find themselves in a similar position.

Personally, I find sometimes the more that t and c's are read, the more confusing they can become, and it is some comfort just to sense check a course of action, before jumping in and finding you have done something you live to regret!

Thanks again👍

colsten

okydoky wrote: »

However the responses have provided the reassurance I was looking for, and hopefully may have enlightened others who may find themselves in a similar position.

We all know, don't we, that it's as rare as hen's teeth that people actually look for answers in existing threads before they start a new thread.