Car Insurance Question

chris9393

Hi,

Last year someone hit my car when it was parked and I was not even in the vehicle. Thankfully they left their details, accepted the fault and I claimed off their insurance. I did not have to pay a penny and didnt affect my no claims bonus.

I'm now looking at renewing my insurance however the prices have nearly hiked up an extra £200 from what I paid this year. I have used different price comparison websites and it seems to be this much more since I had to make a claim off of the other insurer.

I've yet to speak to my insurer to see what they will offer me as an automatical renewal however is this normal for all car insurance companies to charge you significantly more for a claim you made when YOU were not even in your vehicle?? Seems a bit unfair.

Thanks,

EdGasket

Seems to be the norm unfortunately.
In theory you can also claim your increase in premium due to declaring the accident from the TP's insurance. However you'd need to supply quotes with and without the incident; might be a bit of a faff claiming. I read you can claim this difference for up to five years.

chris9393

EdGasket wrote: »

Seems to be the norm unfortunately.
In theory you can also claim your increase in premium due to declaring the accident from the TP's insurance. However you'd need to supply quotes with and without the incident; might be a bit of a faff claiming. I read you can claim this difference for up to five years.

I didn't know about claiming the difference from the other party! I'll look into this a bit more.

Thanks for the reply