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Flight/Car Hire/Hotel Package through Agent (ATOL/ABTA)- Pay by Debit or Credit Card?

Hello. Sorry I'm sure this has been asked many times before. Planning a long trip which we would normally book ourselves via the usual direct sites but this time we are electing to go through a travel company. They are ATOL and ABTA covered. Normally I would pay by credit card to get that extra coverage incase they go bust, but given the agent will no doubt charge 2% for using the credit card should I just use my debit card and rely on ATOL/ABTA incase of problems?

Comments

  • richardw
    richardw Posts: 19,470 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How much is the credit card charge?
    Posts are not advice and must not be relied upon.
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You don't have to pay the whole holiday on a credit card to be covered, just a proportion, say £100, then pay the rest on your debit card.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • humfer
    humfer Posts: 1,779 Forumite
    Not sure yet but probably 2-2.5%
  • humfer
    humfer Posts: 1,779 Forumite
    You don't have to pay the whole holiday on a credit card to be covered, just a proportion, say £100, then pay the rest on your debit card.

    Yes just read that so maybe thats the best way to do this
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