Car Insurance while on ESA

Dragon64

Hi
Hoping someone may have some advise. I have always worked, but unfortunatley at last have had to slow down. I am, as of May when I was made redundant, on Employment and support allowance: Support Group. I am hoping to get back to work eventually. I just went to renew my Car Insurance today OMG what a shock. Last year I paid £355 and that was with 2 other people on. This year just for me £600 - £1200. This apparently is due to I am unemployed. I can't claim I'm retired due to medical grounds, as I hope to go back to work eventually. I don't think I'm unemployed, I'm I'll! Insurance companies are not allowed to say unemployed due to ill health. So they only stated Unemployed. I need my car to get to the Hospitals, as I have 12+ illnesses, but can't afford these quotes. Does anyone know of an Insurance Company that cover people with illnesses? Any assistance would be great
Thank you
Sue

Aretnap

Not employed due to disability?

Dragon64

Hi
Yes ESA Support group = disability - Heart Valve replacements x 2, Pacemaker, Renal Transplant, Blood Pressure, Medication induced Type 1 Diabetic. Osteoporosis, Arthritis, Oncology, Asthma, +++ Everything was fine with heart and the transplant, unfortunately it's the additional illnesses you can get due to medication. Some people get nothing, some a few. I was lucky and got loads. Got to the stage where I was to exhausted to work, I have a disability badge as I can't walk far, and although a few years ago I swopped to an automatic car to make things easier, my car is not adapted in any way. There are people worse off health wise, this I understand. I am just annoyed to be penalised this way for car insurance

Aretnap

I mean, "not working due to disability" is a standard option for employment status on insurance websites (at least, it wants certainly an option when I just checked on money supermarket - I just had to click "other" a couple of times before it appeared)) Have you tried putting that down instead of "unemployed" and dies it make your quotes look better?

Dragon64

Hi
Sorry, thanks for your help. 70% of the companies I had tried wont use unemployed due to disability, something to do with they have to be careful with discrimination or something. Anyway, I just tried Money Supermarket, they got it down to £500 using due to disability, so that is better, but still £150 more than last year. Again thank you for you help, will probably use this quote as I need my car. Just have to save a bit more.