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Mortgage lender bank statements
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
[Deleted User]
Posts: 0 Newbie
Hi Everyone!
Just after a bit of advice/previous experiences people have had when applying! We are first time buyers and are in the initial stages. Had our first mortgage appointment on Wednesday and just getting bank statements and pay slips together to send to the lender for a DIP. How much do the lenders scrutinise these at this stage...obviously over the Christmas period we have both spent a little more than usual in the pub!
Many thanks for your help!
Just after a bit of advice/previous experiences people have had when applying! We are first time buyers and are in the initial stages. Had our first mortgage appointment on Wednesday and just getting bank statements and pay slips together to send to the lender for a DIP. How much do the lenders scrutinise these at this stage...obviously over the Christmas period we have both spent a little more than usual in the pub!
Many thanks for your help!
0
Comments
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They don't.
They are looking for undisclosed regular costs, such as childcare, credit etc.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Thank you 0
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You're welcome.
Eating nothing but beans on toast for three months as the media would have you believe is necessary to secure a mortgage is simply not the case...I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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