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charges for Debit card use.....

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50Twuncle
50Twuncle Posts: 10,763 Forumite
Part of the Furniture 1,000 Posts Photogenic Name Dropper
Why does Capita charge an extra 15p on debit cards - to pay for the Post Code Lottery ?
Greed springs to mind
No other company, that I can think of - adds charges to debit cards ......

Comments

  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    To encourage you to pay by direct debit? DD is a much cheaper method of payment for them to accept.
  • da_rule
    da_rule Posts: 3,618 Forumite
    Sixth Anniversary 1,000 Posts
    They also have to pay their card handling company a fee, which is either a percentage of each transaction, a fixed fee per transaction or a combination of both. It would appear that they are trying to recoup this as well as encourage DD payments.

    You sometimes see this in smaller shops where they impose a fee on card payments below a certain amount or don't allow such small transactions by card at all. This is because above that amount there is usually enough profit from the items purchased to cover the card fee.
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