Investment platform / general advice

cashbackproblems

It depends what sectors and cou tries you invest in, emerging markets will continue to rise but as western inflation and weak currencies start to have an impact, so will their growth

I agree the last 12 months have been too easy for investors...even the last 6 months a basic US tracker fund has gone up about 40% which is insane. I would still invest, maybe even an inflation linked bond tracker for now then you can switch to other funds in 6-12 months is prices fall. Certainly dont think they will rise much even the ftse dont see it break 7500 by year end

MPN

[QUOTE=bowlhead99_because_you_can_see_how_they_have_performed_in_market_conditions_that_weren't_favourable_for_every_asset_class.[/QUOTE]

So are you saying that because VLS funds are only 5 years old then we cannot measure it against other multi asset funds? However, if we are looking at the past 5 years then you have to agree the VLS 80 has done fine?

MPN

MPN wrote: »

So are you saying that because VLS funds are only 5 years old then we cannot measure it against other multi asset funds? However, if we are looking at the past 5 years then you have to agree the VLS 80 has done fine?

Also, can anybody actually name any of these multi asset funds, that are better then VLS 80 for instance?

Linton

MPN wrote: »

So are you saying that because VLS funds are only 5 years old then we cannot measure it against other multi asset funds? However, if we are looking at the past 5 years then you have to agree the VLS 80 has done fine?

The point is the funds that do particularlywell in the good times often perform particularly poorly during the bad times. To fully assess a fund you need to see how it performs over the whole economic cycle. VLS funds havent been around long enough to experience a significant economic downturn.

As far as VLS80 is concerned to determine how well it has performed you need something equivalent for comparison. What are you using?

Linton

MPN wrote: »

Also, can anybody actually name any of these multi asset funds, that are better then VLS 80 for instance?

Define better.

bigadaj

Looking at trustnet I was surprised how well the vls60 fund had performed.

It's obviously on the middle of its sector/ class (40-85% equities) and so won't have gained the relative benefit that it's 'bigger' brother has given the benign economic conditions for equities over the last five years but still appears well up the charts.

MPN

Linton wrote: »

The point is the funds that do particularlywell in the good times often perform particularly poorly during the bad times. To fully assess a fund you need to see how it performs over the whole economic cycle. VLS funds havent been around long enough to experience a significant economic downturn.

As far as VLS80 is concerned to determine how well it has performed you need something equivalent for comparison. What are you using?

I was using Trustnet but it only goes back so far. Citywire can go back 10 years but I can't really compare VLS80 after 5 years.

MPN

bigadaj wrote: »

Looking at trustnet I was surprised how well the vls60 fund had performed.

It's obviously on the middle of its sector/ class (40-85% equities) and so won't have gained the relative benefit that it's 'bigger' brother has given the benign economic conditions for equities over the last five years but still appears well up the charts.

Yes, I agree VLS60 has performed well over the past 5 years considering the split between equities and bonds.

MPN

Linton wrote: »

Define better.

I should clarify that I really meant can anybody name any multi asset funds that have performed consistently well over a long period of time?

EdGasket

MPN wrote: »

I should clarify that I really meant can anybody name any multi asset funds that have performed consistently well over a long period of time?

I can name one that has done badly, Blackrock's BIST fund. However it is currently trading 11.5% below NAV which is what makes it interesting.