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Help with Credit Report
BaggieBoi
Posts: 14 Forumite
Good afternoon everybody,
I am wondering if anybody can help me. I brought a property with my ex partner back in 2008, we separated in 2012, she remained in the property and it is my understanding she did not pay the mortgage and the house was repossessed and sold at Auction.
The mortgage was in joint names so we were both responsible for the mortgage, as our split was a bad one, she had an affair and moved in another guy no details were shared about what really happened.
Now 5 years later after really burying my head in the sand with it all financially iv looked at my credit report today.
It shows that the The Account has been satisfied.
The current balance is £0 and the account was closed september 2013
It says the default was satisfied 30th september 2013
what exactly does this mean? does it mean i still owe them thousands, we owed about 116k on the mortgage when we split up and i believe the house was sold for around 76k at auction after repossession.
Any help would be greatly appreciated.
I am wondering if anybody can help me. I brought a property with my ex partner back in 2008, we separated in 2012, she remained in the property and it is my understanding she did not pay the mortgage and the house was repossessed and sold at Auction.
The mortgage was in joint names so we were both responsible for the mortgage, as our split was a bad one, she had an affair and moved in another guy no details were shared about what really happened.
Now 5 years later after really burying my head in the sand with it all financially iv looked at my credit report today.
It shows that the The Account has been satisfied.
The current balance is £0 and the account was closed september 2013
It says the default was satisfied 30th september 2013
what exactly does this mean? does it mean i still owe them thousands, we owed about 116k on the mortgage when we split up and i believe the house was sold for around 76k at auction after repossession.
Any help would be greatly appreciated.
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Comments
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Get your report from the other 2 agencies, Noddle, clearscore and experience are the 3.
Not an expert but it looks like it's been paid off.0 -
Hi
I agree with DCFC79 that showing a balance of £0, with the account satisfied and closed looks like it was paid off. It’s worth checking with all three credit agencies as suggested.
James
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
i rang the mortgage company yesterday, 46k is still owed
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