We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Experience with 0% applications and limits
ABBF08291
Posts: 29 Forumite
in Credit cards
Hi all,
Looking to do a 0% balance transfer later this year. Want to transfer around £9k but have found in the past some lenders limits on these types of cards are quite low
I know it is of course dependent on your credit rating and salary etc but does anyone have experience with lenders on these cards and their generosity with their credit limits?
I previously applied (soft app) with Halifax and Virgin. Halifax offered £4,500 and Virgin offered £10,000 which is quite a big difference!
Looking to do a 0% balance transfer later this year. Want to transfer around £9k but have found in the past some lenders limits on these types of cards are quite low
I know it is of course dependent on your credit rating and salary etc but does anyone have experience with lenders on these cards and their generosity with their credit limits?
I previously applied (soft app) with Halifax and Virgin. Halifax offered £4,500 and Virgin offered £10,000 which is quite a big difference!
0
Comments
-
Virgin and MBNA tend to be relatively generous.
Review your existing credit in good time to maximise your chances.0 -
Barclaycard is my most generous with MBNA and Virgin both still good but 30% lower than BCDI’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards