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First time buyer - Right to Buy

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Comments

  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Harper123 wrote: »
    If someone earns a good salary (enough to get a mortgage on £193,000) why are they in a council house?

    Because it's their home and they want to stay there?
  • davidmcn wrote: »
    Because it's their home and they want to stay there?

    To be fair I only discovered late in my adult life occupation of a council house was not contingent on need.
  • I suspect that the OP has probably gone back under their bridge so will not return ;)
  • TheGardener
    TheGardener Posts: 3,303 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    To be fair I only discovered late in my adult life occupation of a council house was not contingent on need.

    ...remaining in occupation yes - at the point of application a need would need to be evident. A council tenant could win the lottery...or indeed, make use of the secure tenancy to concentrate on educating themselves and getting on in the world and subsequently earning a high salary and being an economic asset to the community. In which case, the social housing proved effective in helping someone less fortunate get on in life. Whether they should have to move out once their fortunes have changed is another political hot potato. The governments 'pay to stay' proposal seems to have been recently watered down for the rather mundane reason that it would be nigh on impossible for any social housing provide to administer. It would mean tracking every tenants income closely for decades: submission of payslips/SE accounts every month from say 50,000 households? That would need an army of administrators to monitor and LA's are losing staff faster than they are selling council houses.
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It would mean tracking every tenants income closely for decades: submission of payslips/SE accounts every month from say 50,000 households?

    Why would finances need to be checked every month?

    Tenants could get a tenancy that last two, five, ten years or whatever is decided or the reassessment could be triggered by events like means tested benefits are so a lottery win or an inheritance or some other big change in household income would have to be declared.
  • We're barely into January but this thread get's my vote for P155 take of the year....
  • Norman_Castle
    Norman_Castle Posts: 11,871 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    sparky130a wrote: »
    We're barely into January but this thread get's my vote for P155 take of the year....
    Expect many more newbies with dubious and unlikely right to buy threads. Highly likely its the same troll.
  • Thank you all for your advice and information. All very useful. Regards J
  • Norman_Castle
    Norman_Castle Posts: 11,871 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    3/10 Must try harder.
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