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Missing building completion for original house

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Comments

  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 9 January 2017 at 10:58PM
    Gyan55 wrote: »
    I hope re-mortgaging will not be an issue without this?

    Even less of an issue as due diligence tends to be not as stringent for remortgages, and more time will have passed since the work was done.
    How about the building insurance? I feel I should make them aware of this situation before taking out insurance
    You'll probably just confuse them. It's not relevant to the risks they're insuring you against - but bear in mind that insurance doesn't cover you for fixing a shoddily-built house, irrespective of whether it has a completion certificate.
  • stator
    stator Posts: 7,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    As time goes on this will be less and less of an issue. I don't know why your solicitor is asking for this document after so many years, but pressumably after 20 years or 30 years he wouldn't bother. Most solicitors wouldn't bother after the new build warranty has run out (10 years)
    Changing the world, one sarcastic comment at a time.
  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Gyan55 wrote: »
    Thank you all for your response. Appreciate it. Solicitor mentioned this situation to the lender , and they seem to be ok with it. I hope re-mortgaging will not be an issue without this? Not sure if lenders ask for completion certificate? I feel most lenders will be ok with this. Any thoughts?

    How about the building insurance? I feel I should make them aware of this situation before taking out insurance; as I don't want them to walk away on the grounds of no disclosure of issue.

    There is no issue other than a made up one that you are inflating by talking about telling the insurer. I've never been asked by any insurer for a house completion certificate. Why would they care ? how many people do you think know where their certificates are unless they bought a new build in the last 2 or 3 years ?

    Despite the comments earlier in this thread, it's apparent that your solicitor is to blame for this and you are now stoking the flames . Tell them to get on with it,

    To mangle a spaghetti western, You don't need no stinkin' certificate. Nor a duplicate thread.
  • Thank you. Apologies for the duplicate thread..
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