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CCJ finally dropped off but still no hope of loan?

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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Pay Day Loans are a clear indicator to any lender that you are financially distressed. Therefore odds of you defaulting again are extremely high. You need to overhaul your financial position and get it back onto a secure manageable footing.
  • superbez
    superbez Posts: 38 Forumite
    Thrugelmir wrote: »
    The Pay Day Loans are a clear indicator to any lender that you are financially distressed. Therefore odds of you defaulting again are extremely high. You need to overhaul your financial position and get it back onto a secure manageable footing.

    Thanks, I was just doing everything and anything I could do to get to this week when I hoped it would all end. Like I said, I had planned to consolidate when the CCJ dropped and everything would have been perfect. I would have been paying far less and putting the savings away and been completely free of debt in 5 years with some money to play with.


    I have moved to the DFW board now so thanks for all of your responses, I am learning by the minute :)

    Cheers
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