Beat my insurance quote for 56 plate

DarkShadow

Toyota Auris 56 plate with 3k miles on odometer
£57.34 for the year - Fully comp!
Provider - Liverpool Victoria

35 yr old driver
License since 15 years
10 year NCB
£200 excess
2nd closest quote - Tesco car insurance with £82.33
:money:

neilmcl

Does anyone really care?

forgotmyname

When MSE did this a while back and someone said they paid £14. Rather odd when you put their details into comparisons the cheapest was £200.

I think they went on every cashback site and found xx% cashback and added them all together and then found 10 CC's with xx% cashback and added all those as well. Where in reality only one option could be used.

I got my shopping for free because Sainsburys had a 50% off deal and tesco had a buy 1 get one free and Iceland had some vouchers and if i add them all together my shopping would essentially be free.

eset12345

Without knowing the area, your job, your mileage on this car, the car value, what the cover actually covers etc etc then any comparison is next to useless.

Lorian

Hope the OP hasn't bought it yet - £23 Cashback from TopCashback for LV.

mrmot

Ford Cortina 2 litre, total payable to the insurance company £115, which comprises of £15 for agreed value, £45 arrangement fee, which means that the actual premium is £55.

bigadaj

How has a ten year old car done 3000 miles?

AdrianC

bigadaj wrote: »

How has a ten year old car done 3000 miles?

I assume he meant 3k/yr. But I still wouldn't want to be doing 300 miles/year in an Auris, thanks...

Just renewed ours - 10k/yr estimate, Cit ZX TD, rural Herefordshire, mid 40s, clean licence but only 2yrs NCB. Change from £150. I'm going to be searching for a premium for the Landy (s3 88") over the next few days - I'm expecting that to be cheaper, agreed value classic policy.

worried_jim

I thought I'd got a good deal on my SLK for £230. I feel beaten.

Did do a cheeky quote for a 911 S4 and got change from £300.

Richard53

Anyone got a recommendation for an agreed value policy? I paid top whack for my Merc (low mileage, one owner, FMBSH, immaculate etc) but I have it insured on a normal policy and I have a fear that if I had a bump it would be written off with a market value of a grand or so, which is what the majority of 190s go for (with moon mileages and a trillion owners). Next renewal I will be looking for an AV policy and wondered if anyone had a recommendation.

AdrianC

Richard53 wrote: »

Anyone got a recommendation for an agreed value policy?

There's a million and three classic insurers out there. I've always had good experience with Bishop Calway/Peter S Taylor, but they're not the cheapest.

If it's everyday use and you're not after limited mileage, that may limit your choice.