Admiral refuse to cancel renewal??

EdGasket

On a multi-car policy in my name unless the owner of one of the cars, who also earns the NCB on that car, also notifies them that they no longer wish to be on the multi-car policy. That shouldn't be a problem but just wondering can they actually force me to renew a car insurance policy that I've said I don't want to renew? Something doesn't seem right there.

What if the owner of this car was awkward or just doesn't bother to get in touch with Admiral? Can they just take the renewal money that I have specifically said not to?

pinkteapot

I'll be intrigued by the replies to this as we currently have two single car policies are are considering multi-car in the future.

I can see it both ways - you as 'owner' of the whole thing want to be in charge of whether it gets paid or not. But the owner of the second car wouldn't want their insurance being cancelled without their permission being required. Interesting!

My guess is it'll be somewhere in the T&Cs that the owners of all cars on a multi-car policy have to give permission for cancellation, so you'll be bound like that. No different to a joint mortgage.

EdGasket

Well it's not exactly the owner of the second car getting their insurance cancelled, just that it isn't being renewed and paid for by me. Surely the car owner is responsible for renewing their insurance and shouldn't assume its being done for them without checking.

dunstonh

There is a lead administrator on these policies. Often it is the first car on the policy that takes lead. Although it can be changed. My daughter was initially the lead administrator but we got it changed to me when our cars started to be added. In normal cases, only the lead policyholder can make changes.

What if the owner of this car was awkward or just doesn't bother to get in touch with Admiral?

Perhaps including that type of person on your policy is not a good idea?

EdGasket

I am the lead policyholder!