Has anyone tried credEcard?

Frugaldom

I registered for this as an extra method of accepting payments for my auction items and, to date, have been most impressed, as it has incurred zero fees so far. If you sell online through auctions, credEcard lets you email a barcode to the buyer who can then print it off and pay cash over the counter anywhere they see the PayPoint sign. Each time a new payment is made, you receive a text message on your mobile (also free) to tell you when your balance changes and then, even better, you can transfer this to your bank account. Only downside I have found is that it only seems to accept payments in full pounds from £5.00 upwards. Still, it's a great idea that lets non-card owners shop online.
You can also opt for the actual credEcard debit card, which, I believe, can be used as a pre-paid Maestro card. You don't need a bank account, you top it up at the PayPoint sign, it can be used overseas and they accept under 18s. I think this is a brilliant idea and only wish I had known about it sooner. It did take me about a week to set up for accepting payments by the time I sent off proof of address etc but it has certainly been worth it for me.