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Suspended credit card account

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Oh dear - 2 days late with a payment to my MBNA card and my account has been suspended. 0% promotion stopped ... will take longer to clear my debt.
Is it worth me appealing to MBNA to reconsider the suspension??

Comments

  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    you could just ask a forum, although people on forums don't have any access or authority to reactivate your 0%, or ring up your credit card company who may have the authority to reactivate your 0%,

    I know what I would do?

    :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Paul_01
    Paul_01 Posts: 404 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Yes, appeal it.

    You have nothing to lose.
  • Superscrooge
    Superscrooge Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Appeal. The worst that can happen is they say 'No'

    Also set up a DD so that you don't miss a payment again
  • Vortigern
    Vortigern Posts: 3,302 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    masey wrote: »
    Oh dear - 2 days late with a payment to my MBNA card and my account has been suspended. 0% promotion stopped ... will take longer to clear my debt.
    Is it worth me appealing to MBNA to reconsider the suspension??
    Yes, appeal to MBNA, then come back to this thread and tell us what they said - so your experience will help others in the same position.
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