Best Account for Foreign Purchases/Withdrawls

Yawn

Metro Bank offers free transactions within Europe and "outstanding value rates in the rest of the world": https://www.metrobankonline.co.uk/bank-accounts/i-want-some-information-about/using-my-card-abroad/

One possible caveat: I am not a 100% sure, but I believe you can only open an account in branch, and they don't have any further north than Cambridge or further west than Newbury...

velocity_girl

Rich2808 wrote: »

Post office credit card for purchases

Nationwide flex plus for cash withdrawals - if you add in the travel insurance, breakdown cover, extended warranty and mobile cover and 3% interest the £10 monthly fee is worth it.

If you go with a Nationwide Flex Plus (or have a Nationwide current account already), might as well get the Nationwide Select credit card too - it's both fee free on foreign spending and also 0% interest on purchases for 12 months. Don't use it for cash withdrawals though.

jamie_02

Monzo. No fees, Mastercard exchange rate, instant in-app notifications and security based on your mobile phone being located at the same place as your transaction.

Currently in beta, with a pre-pay debit card and a limited banking licence, but soon to become a fully-fledged UK bank.

PM me for a referral to jump the waiting list if you want.

Vini123

Ignoring withdrawls for the second... and thinking about Supercard & Monzo.

Scenario: I'm sat at home in the UK, and purchase something from ebay.com in $USD. Currently, I receive a "non-sterling transaction fee" when paying using my "current Current Account". Am I right to assume there would be no such fee with Supercard and Monzo?