0% on S123 expires next month, where next? Purchasing and Forex...

Vini123

My 0% S123 CC expires at the end of Feb. I ONLY use this for business expenses and the occasional purchase which can sometimes span a few months... I make no benefit from the 123 perks...

Is there a lengthy 0% on purchases with FOREX benefits of the Clarity. Or should I simply ditch the S123, open one of the current Long Term 0% on purchases and ALSO open a Clarity?

As an alternative to the Clarity, is there a decent Current account for FOREX?

bigadaj

Probably best splitting, if nothing else always easier to keep a balance transfer on a no spend card.

In terms of forex there are a number of options, clarity as you've suggested, there's the nationwide select card for purchases, nationwide flex plus gives good cash rates, there was n&p but not sure if this is still available and or worthwhile.

eDicky

Vini123 wrote: »

Is there a lengthy 0% on purchases with FOREX benefits of the Clarity?

I really don't think so, you will need to have both.

The Virgin Money Essential current account gives the straight VISA exchange rate for foreign purchases with its debit card, £1.50 foreign ATM fee.

Vini123

Thanks for the replies, I'll take a lengthy 0% on and then tackle the foreign affairs.

My foreign purchases have reduced given the poor rates anyway.

Cheers!