📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Swagbucking into 2017

1449450452454455838

Comments

  • wishfire
    wishfire Posts: 308 Forumite
    If you credit the £25 to your paypal you get £23.95, making it even better value (as 5 x £4.63 = £23.15)
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    JadieH wrote: »
    For those of you who claim paypal vouchers, does your paypal email address have to match the one you use for swagbucks? Mine doesn't and was wondering if I'll get given the option of which Paypal account I want it sent to?

    I've never used them before, tend to go for Amazon or John Lewis vouchers

    you need to have that email address associated to your paypal but it doesn't have to be the main one you log in on, you can have multiple email addresses feeding into the same paypal account, go into account settings in paypal and click the + by email address and add as many as you need
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mjm3346 wrote: »
    Amazon £5/700 sb = 140 for £1

    Mastercard £4.63/700sb = 151 for £1

    Paypal £5/800sb = 160 for £1


    (If the Mastercard is used to make payments it works out the same 140 sb for a £1 as Amazon)

    I don't understand this, I am probably too tired - "(If the Mastercard is used to make payments it works out the same 140 sb for a £1 as Amazon)". Can you explain?

    I am always getting vouchers for Amazon and Marks & Spencer but I would get Mastercard if I could use it for shopping online or paying into my Paypal account, however that works?!?
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Jo4 wrote: »
    I don't understand this, I am probably too tired - "(If the Mastercard is used to make payments it works out the same 140 sb for a £1 as Amazon)". Can you explain?

    I am always getting vouchers for Amazon and Marks & Spencer but I would get Mastercard if I could use it for shopping online or paying into my Paypal account, however that works?!?

    Some people can part pay things using the mastercard (has been discussed in the last few weeks) such as online phone bill credit etc (i think) which means you get the full £5 value like if you get an amazon giftcard not £4.63 like you would if you self invoiced through paypal
    many online shopping things wont let you use multiple cards therefore make sure wherever you want to use it is exactly £5 or takes part payment/multiple cards
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • Sugarplum634
    Sugarplum634 Posts: 1,047 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Jo4 to pay Mastercard into your paypal - login to Paypal and create an invoice to a second email adress that you own (that does not have paypal account attached. Create invoice to second email from Paypal for the value of your mastercard. Collect invoice from second email and pay it using the virtual mastercard. If its a £5 card you will get £4.63 into your paypal after fees. It appears to be a fee of 37p per £5 regardless of the size of card so £10 you pay 74p etc
    Make £520 a year in 2020 so far (£0 cash £0 AGC)

    (2019,£481.69) (2018, no idea!) ( 2017 £673.20) (2016 £800.97) (2015 £791.42/$312)

    Penny challenge: 21/366 (66.70/671.61)
    NSD 7/150
  • Kavor
    Kavor Posts: 483 Forumite
    Part of the Furniture 100 Posts
    Jo4 to pay Mastercard into your paypal - login to Paypal and create an invoice to a second email adress that you own (that does not have paypal account attached. Create invoice to second email from Paypal for the value of your mastercard. Collect invoice from second email and pay it using the virtual mastercard. If its a £5 card you will get £4.63 into your paypal after fees. It appears to be a fee of 37p per £5 regardless of the size of card so £10 you pay 74p etc

    The fee is 3.4% of the total amount, plus 20p for each card used to pay it. So the fee for a £10 card is 54p.
  • acc
    acc Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 25 June 2017 at 8:46AM
    Bonus SB: To-Do List Bonus +5 SB
    Bonus SB: To-Do List 1 Step From Complete Bonus +1 SB

    Not sure how I got this, because watch stopped working for me yesterday and is still not working today...
  • mjm3346
    mjm3346 Posts: 47,294 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 June 2017 at 12:32PM
    wishfire wrote: »
    If you credit the £25 to your paypal you get £23.95, making it even better value (as 5 x £4.63 = £23.15)

    Because the £25 card is disproportionately more expensive than the £5 ones there is almost no difference in the cost per pound.

    £25 mastercard (£23.95 to account) costs 150.3/£1 while a £5 card (£4.63 to account) is 151.2/£1

    (if they are used to pay so the full value is obtained then the £5 costs 140 sb for a pound while the £25 is 144.)
  • datlex
    datlex Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I got caught out trying to use a mastercard from Swagbucks to add to my Amazon gift card balance. What Amazon don't tell you when you make the purchase (it is apparently hidden in their help pages) when you add the card you will be charged £1!! This makes the payment fail. Then days later the £1 is not refunded. I know you can get Amazon vouchers direct but Amazon were offering an uplift on payments, so I decided to use the card instead.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • thisone
    thisone Posts: 2,819 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 25 June 2017 at 3:43PM
    datlex wrote: »
    I got caught out trying to use a mastercard from Swagbucks to add to my Amazon gift card balance. What Amazon don't tell you when you make the purchase (it is apparently hidden in their help pages) when you add the card you will be charged £1!! This makes the payment fail. Then days later the £1 is not refunded. I know you can get Amazon vouchers direct but Amazon were offering an uplift on payments, so I decided to use the card instead.

    It's a £0.99p charge and is supposed to be a virtual charge. It should get applied and then removed or not applied at all! If you contact your Mastercard supplier, the one where it shows that £1 has been deducted on your account, they should put the £1 back for you and then you will be able to go back to Amazon and just keep trying to top up your card (it'll probably get rejected as having insufficient funds) until finally the payment processing company decides to omit the £0.99p and then it'll be accepted!

    Very annoying, especially being repeatedly told insufficient funds, but it does work.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.