Plodding determinedly up a 300k mountain!

michelle09

February 2018 Figures
Parent Loan (0% interest): -£1500.00
Mortgage Balance (1.24% interest): -£245,800.00
Student Loan (1.5%): -£17894.12
Remaining Repair Estimate: -£8,000.00
Current Savings: £6699.87
Total: -£266,494.25


2018 Targets:
1. Pay back £1500 parent loan Set for March. Parents have offered to extend into April if we need to due to car, but will try not to.
2. Complete all house repairs Internal doors and redecorating. Going to leave March and get quotes in April.
3. Reduce overall figure to £240k £1500 closer to this. Car really didn't help! If I get PhD I will revise this figure.
4. Build up £10k emergency fund £5k. No further work.
5. Find a new job Writing my presentation for interview!
6. Lose excess 3 stone Lost 8lbs in February, not convinced it's an accurate figure, but definitely lost the double chin that was starting to appear.

beanielou

Ooh great news on the interview.
Lots of positive vibes your way
Great weight loss :j :j

Kittenkirst

Wow 8lbs is a great loss in a month- well done you especially with your crutches and over- exertion on them

Tropically

Wow well done, I hope you get the job! Is the PhD separate from the dream job or are they one?

Those small things like the light switches can make such a difference.

smallholdingsister

Great news on weight loss and fingers crossed for the interview.

shangaijimmy

Onwards and upwards (or downwards?). great progress on all fronts.

Karmacat

Michelle, thats a great set of updates! And lots and lots (and lots) of positive vibes for the interview.

michelle09

Thanks everyone. Tropically, it is the PhD studentship. I am calling it a job as it will "pay" a £1400/month stipend. It's all one.

Despite the snow I had a meeting with both supervisors yesterday. Since there are 10 studentships up for grabs and more than 10 projects, I think the supervisors are now fighting for funding. (Cynical much). It's only a 30 minute interview, both the supervisors claimed it's a long one, but it's been years since I had an interview under 2 hours so that's not phasing me.

Bad news - the car is still broken. The new Ford garage seem good and charged us £400 to fix the cracked parts that are causing water to drip on the engine. Unfortunately they then took it for a test drive and the check engine light came back on. Three of the wheels are damaged and a sensor has gone. Hopefully they will get it back to us on Monday. So much for building up the savings this month...

The snow is leaving! Which is wonderful. It's been a royal PITA getting to and from work this week. Not intending on leaving the house this weekend. Have finished painting my bookcase for the spare room this morning (if it doesn't come in grey, just paint one of your existing ones!) and will now do some clearing out.

Yesterday I stopped in Iceland on the way home and decided to having a cooking session. I have never eaten calzone as I've not seen a gluten free one, and I've been gluten free since my teens. So I bought the ingredients to make a pizza dough and had a bash myself.

I can't comment on quality (though I liked it) but OH said that with a bit more cheese and some tidying up of the dough round the edge, it would have been identical to the ones he orders in restaurants. So a happy stodgy meal was enjoyed by us both.

Rounded up yesterdays mortgage payment so we have a lovely round number.

Current Balance: £245,000.00

smallholdingsister

Calzone YUM. I was very annoyed when pizza express stopped doing them.

try_harder

Wow fabulous targets for 2018 , i shall be watching to see how you get on this year .

Well done on the 8lbs weight loss .