Debts - what happens to them?

Yorkshireman99

cavyslave wrote: »

Yes sorry, I was being sarcastic. My son and myself are sole beneficiaries and I'm an also the sole executor. The remark was made tongue in cheek.

He had a property and savings, it's all gone to probate and I mentioned that all his bills would need to be paid (including the £8k) and that's when I was informed that a person's debt dies with them. I tried to explain about assets and savings but they were having none of it which is why I thought I'd check with you guys on here as the internet is pretty ambiguous about the whole thing.

Who is arguing this point? If you and your son are the only beneficiaries then it is no concern of anybody else. Or does your son not agree? The forum has some stickies that may help to persuade the doubter.

cavyslave

Some twits on a facebook group - really, I should know better....

Keep_pedalling

cavyslave wrote: »

Some twits on a facebook group - really, I should know better....

http://www.memes.com/meme/404674

Mojisola

cavyslave wrote: »

I'm having a bit of a disagreement with someone who claims that a debt dies with the person who owns it unless the debt was in joint names.

If the person who says this is arranging their life based on the 'fact', their beneficiaries might have a shock when all the debts have to be paid before they get any inheritance!

Yorkshireman99

cavyslave wrote: »

Some twits on a facebook group - really, I should know better....

Just ignore them.

rockey100

I used to think the more I burry my head in the sand, the more likely they are to "clear off"

Jennymac57

Hi my father passed away nearly a year ago, he owes the council £3500 for his care at home I had been in touch with them to say my dad only had £1000 in his bank account which was then transferred to mine his funeral was paid for with his life insurance i used a lot of the £1000 for flowers wake etc,
About 2 months ago I got a letter from a debt collection agency wanting me to pay this money back, I explained to them that I am disabled and on benefits myself, they advised me to ring the council again which I Did, the council advised me to make a payment arrangement with the debt collector!! I told them I was disabled and didn't have much spare money left at the end of the month so I couldn't! Then 2 weeks ago I had a ball off at my door wanting to take my furniture etc! I refused to let them in my house, and explained to them this was making me I'll they told me to contact cab which I did and they put me through to national debt line, Ndl emailed me a template letter that I could send to the council and dent recovery company, received a letter from council wanting 3 month bank statements from my dad's bank, the funeral directors invoice and proof of money owed to the two which I didn't even know about!! All of this is making me feel sick, and is affecting my health,
Please can anyone give me advice on this
Many thanks
Jenny

Yorkshireman99

Jennymac57 wrote: »

Hi my father passed away nearly a year ago, he owes the council £3500 for his care at home I had been in touch with them to say my dad only had £1000 in his bank account which was then transferred to mine his funeral was paid for with his life insurance i used a lot of the £1000 for flowers wake etc,
About 2 months ago I got a letter from a debt collection agency wanting me to pay this money back, I explained to them that I am disabled and on benefits myself, they advised me to ring the council again which I Did, the council advised me to make a payment arrangement with the debt collector!! I told them I was disabled and didn't have much spare money left at the end of the month so I couldn't! Then 2 weeks ago I had a ball off at my door wanting to take my furniture etc! I refused to let them in my house, and explained to them this was making me I'll they told me to contact cab which I did and they put me through to national debt line, Ndl emailed me a template letter that I could send to the council and dent recovery company, received a letter from council wanting 3 month bank statements from my dad's bank, the funeral directors invoice and proof of money owed to the two which I didn't even know about!! All of this is making me feel sick, and is affecting my health,
Please can anyone give me advice on this
Many thanks
Jenny

You have no liability whatsoever for the debts. The council have no right to ask for the documentation. If they contact you again the refer them to the case of Arkell v Pressdram.

Linton

Yorkshireman99 wrote: »

You have no liability whatsoever for the debts. The council have no right to ask for the documentation. If they contact you again the refer them to the case of Arkell v Pressdram.

If the OP was the executor havent creditors the right to question what happened to the estate?

Yorkshireman99

Linton wrote: »

If the OP was the executor havent creditors the right to question what happened to the estate?

They can ask but the OP can refuse. T