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I have started a shiny new spending diary , it makes me think more about what I have spent. Feel like I have started to think the right way.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Good for you Cumbria lass. It is a process definitely." Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Good luck £15900 loan (including interest) over 3.5 years to pay off...can I do it sooner???
£940/£15900
Weight loss 0/28 lbs0 -
Back in work today, lunch packed , dinner defrosting for later. Back to the gym which I use regularly, will probably be busy with all new people carrying out there New Years resolution.
Definitely a no spend day , one of many I hope.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
I follow Dave Ramsey's rules (google 7 baby steps money makeover)
The first 3 (and you do them consecutively)
1. save £1000 emergency fund
2. Pay off debt by snowballing
3. Save 3-6 months expenses as an insurance policy.
M0 -
Thanks Allotrope, will,look at this.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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No spend day , been to the gym , enough food left for tomorrow's tea. Happy Days ��This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Spent the evening sorting out all my new accounts for my savings and spending. Payday not till the 18th so will have to wait to get started.
Which survey sites are the best ?This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Opinion outpost.co.uk
One poll.com
Powerofopinions.co.uk
ISAY.COM
Uktoluna.com
Globaltestmarket.com
Too name but a few have a read of the link below
http://www.moneysavingexpert.com/family/make-money-surveysCashback Earnings YTD £46.04 Survey Earnings YTD £182.66
"Always always train, be the best version of you that you can physically be"0 -
Bookmarked the thread will read . Thank youThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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