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New Journey
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Woo excellent to see the diaries back - SO pleased for you! :T🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Thanks EH.
Joeyjimbles , I think of you often when I see the Lakeland fells full of snow .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Goodness poor you with all these hospital visits and tests. Stay tucked up in the warm. Can you get someone to do some shopping etc for you to save you going out in the cold? It is really chilly down here even in Cornwall
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80000 -
That's not good news.
Would it be worth you getting a prepayment certificate for a while? You can get one for three months for 29 pounds plus pennies.
Great to see you back with your original diary. I bet you are pleased.
Keep warm and look after yourself
PaulineDon't get it perfect - Get it goingBetter Than Before0 -
My children will do shopping ES , but I live 400 yards from the doctors , and another 800 yards to the hospital. I was well wrapped up though . The chemist is in the hospital , I am very lucky .This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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The doctors are pretty sure my lungs are ok , they are covering all eventualities with the antibiotics. I hope not to need anymore medication . The lung specialist in London who I see once a year will look at my scans and decide if I need any further help.
Apart from still only having about 75% of my voice and coughing incessantly at night I dont feel so bad.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Great news on your diary.
Not such good news on being poorly.
Take care xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope you start to feel better soon.0
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:mad: to another hospital visit, but glad they think it's nothing serious
You've really been through it with your health recently
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hey Cumbria lass
Hope you got on with everything ok today and your cough was better.
I got so confused when I came to your diary but all makes sense now I’m glad your diary is back I’ll try and read it all when I get time 0
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