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Halifax Clarity Interest rate.

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PeacefulWaters Posts: 8,495 Forumite

30 December 2016 at 8:42PM

Heng_Leng wrote: »

Didn't Halifax change it to a % above BOE base rate some time ago.
I know that mine went down when the BOE base rate got cut to 0.25%

Yes. For reasons unknown it doesn't apply to every account though.

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fifeken Posts: 2,740 Forumite

31 December 2016 at 1:28PM

Westminster wrote: »

On my clarity statement for this month I have a 17.70% APR for cash, purchases and BT.

I presume this is a legacy rate as on the application page the list 18.9% for 51% of customers followed by 21.9% or 25.9%

It sounds like and they have definitely changed over the years. Mine is 12.7%.

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