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Tracker funds that exclude UK
                
                    tigerspill                
                
                    Posts: 864 Forumite
         
            
         
         
            
         
         
            
                         
            
                        
            
         
         
            
                    Hi,
Are there tracker funds that are general like the Vanguard Life Strategy that specifically exclude UK funds.
The reason I ask is that the most diverse option that mo company offers in its AVC is 50% UK and 50% RoW and I would like to balance this a bit without having to resort to a lot of funds.
Thanks
                Are there tracker funds that are general like the Vanguard Life Strategy that specifically exclude UK funds.
The reason I ask is that the most diverse option that mo company offers in its AVC is 50% UK and 50% RoW and I would like to balance this a bit without having to resort to a lot of funds.
Thanks
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            Comments
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            There are loads. Look for "ex-Uk" in the title.
But if you are restricted in your selection of funds, there's not much point giving a list !0 - 
            AnotherJoe wrote: »There are loads. Look for "ex-Uk" in the title.
But if you are restricted in your selection of funds, there's not much point giving a list !
Thanks.
While I am restricted in my pension, I also invest outside this - ISAs and unwrapped. I will search and see what I can come up with.0 - 
            2 which might be worth a look:
L&G international index fund, tracks FTSE World ex-UK Index, OCF 0.13%
vanguard FTSE developed world ex-UK index fund, tracks FTSE Developed ex-UK Index, OCF 0.15%0 - 
            Many financial websites will have a selection ability whereby you can filter on criteria such as global, ex UK.
Can you list the funds available in your employers pension ?
No reason also that you cant have a separate SIPP you contribute to where you'll have your pick of global funds and still get the tax relief unless you are maxing out your pension?0 - 
            FTSE100 ETF is my worst performing investment. Investors are clearly not impressed by debt fuelled consumption and house price inflation counted as 'Growth, or Britain's ability to set the terms for Brexit. So I can understand why they are avoiding UK exposure. But I'm hanging on because there must come a point where the UK is oversold?“It is difficult to get a man to understand something, when his salary depends on his not understanding it.” --Upton Sinclair0
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            Glen_Clark wrote: »FTSE100 ETF is my worst performing investment. Investors are clearly not impressed by debt fuelled consumption and house price inflation counted as 'Growth, or Britain's ability to set the terms for Brexit. So I can understand why they are avoiding UK exposure. But I'm hanging on because there must come a point where the UK is oversold?
IMO FTSE100 is a terrible investment*, its far too concentrated in almost literally a handful of companies and sectors.
You arent betting on the UK economy, or house prices, or consumer consumption. You are betting on a handful of oil companies, banks, mining companies, a Pharma or two, and a company whose main product directly kills its customers and for most of them (banks perhaps being the exception) Brexit is an irrelevance.
* unless you wanted to have just those very few companies that make up the bulk of it, in which case just buy them directly, there probably only perhaps the top 25 that make up the vast majority of it and I'd guess the top ten would cover 40-50%0 - 
            Are there tracker funds that are general like the Vanguard Life Strategy that specifically exclude UK funds.
VLS is not a tracker fund.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 - 
            probably only perhaps the top 25 that make up the vast majority of it and I'd guess the top ten would cover 40-50%
You could say similar about the S&P500
The top 10% combined weigh about the same as the other 90% combined.'We don't need to be smarter than the rest; we need to be more disciplined than the rest.' - WB0 - 
            
Well thats another thing that makes me think they might be oversold. I understand 70% of FTSE100 earnings come from outside the UK so perhaps investors are shunning it too much.AnotherJoe wrote: »for most of them (banks perhaps being the exception) Brexit is an irrelevance.
Wheras my S&P500 ETF is up about 40% since some people were saying the S&P500 was high but its carried going up as though its unstoppable. But I have kept the same allocations by reinvesting dividends in the FTSE100. At least its been better than a savings account.
I'm only paying 0.1% for the Vanguard FTSE100 ETF, with no stamp duty and low spreads. So I don't think I would save anything by buying individual shares. Especially when I just want to buy/sell part of it.“It is difficult to get a man to understand something, when his salary depends on his not understanding it.” --Upton Sinclair0 - 
            You could say similar about the S&P500
The top 10% combined weigh about the same as the other 90% combined.
Using the figures from here, the top 50 of the S&P500 add up to about 48%. However, the % matters much less than the absolute number of companies. 50 S&P500 companies is a lot more diversified than 10 FTSE100 companies.0 
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