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Credit Cards With High Starting Credit Limits?
Roxy07
Posts: 498 Forumite
in Credit cards
Which ones do you recommend that have an high opening credit limit? cheers :money:
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Comments
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How long is a piece of string?
Each lender has different criteria, so the credit limit will depend on how yiur circumstances fit them.0 -
Just opened new card with Tesco
Opening credit limit £85000 -
MBNA and Virgin tend to be the friendliest.0
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I got a £13000+ card from Amex through Sainsbury's, when I closed it and then got a Sainsbury's one they gave me about £3000 or something like that, maybe a bit more but wasn't anything like the Amex limit. Good credit behaviour is more likely to get you a card with a higher limit
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Barclaycard were the most generous with me in the last couple of years and Tesco was the least. BCD limit 4 times that of Tesco. But that is me with my circumstances and history - everyone is treated on their own basis.I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
I too have found Barclaycard have given me the highest credit limit. Sainsburys was the lowest.0
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I've recently got £4k with M&S and £6.4k with Tesco, taking my total available credit to about £22k. I also have a personal loan, car on PCP and 0% Ikea finance on the go. Salary £40k, household income about £60k, so on paper I'm in quite a lot of debt. Credit seems pretty generous at the moment. If you apply to Tesco use quidco for about £30 cashback too.0
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Barclaycard were very generous to me when I applied for a 0% balance transfer card. My other 2 cards have £3,000 limits but they gave me £8,300 from the get go. I was actually a bit shocked!0
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